Old Settlers Beach Homes for Sale

Old Settlers Beach Homes for Sale

Welcome to Old Settlers Beach, a hidden gem nestled along the picturesque coastline of Onslow County, North Carolina. This charming subdivision offers a unique blend of coastal living and community spirit, making it an ideal destination for families, retirees, and anyone seeking a tranquil escape by the sea.

Old Settlers Beach is renowned for its stunning natural beauty, with sandy shores and lush landscapes that invite outdoor enthusiasts to explore. Imagine waking up to the sound of gentle waves lapping against the shore and the salty breeze wafting through your windows. Here, you can enjoy leisurely walks along the beach, fishing, or simply soaking up the sun in a serene environment.

The homes for sale in Old Settlers Beach are as diverse as the community itself, featuring a variety of architectural styles and sizes to suit every lifestyle. Whether you’re looking for a cozy beach cottage, a spacious family home, or a luxurious oceanfront retreat, you’ll find something that captures your heart. Many properties boast modern amenities, expansive decks for entertaining, and breathtaking views of the Atlantic Ocean.

Living in Old Settlers Beach means embracing a laid-back lifestyle with easy access to local attractions, shopping, and dining options. The friendly community vibe fosters connections with neighbors and creates lasting memories. With homes for sale in this idyllic subdivision, now is the perfect time to make your dream of coastal living a reality. Discover the charm of Old Settlers Beach and begin your journey to finding your perfect home today!

Newest Old Settlers Beach Homes for Sale

$998,500
4 Beds ⋅ 3 Baths
Coastal Paradise Fully Furnished and Rental Ready! Experience the best of coastal living in this stunning 4-bedroom, 3-bath home offering 2,295 square feet of beautifully designed living space with breathtaking views. Whether you're looking for a full-time residence, a luxurious vacation retreat, or a proven investment property, this exceptional home checks every box. Sold completely furnished, it's ready for you to move in or continue generating rental income from day one. The spacious, open-concept floor plan is designed for entertaining and relaxing, with abundant natural light and multiple living areas that comfortably accommodate family and guests. Step outside onto the expansive decks, where you can enjoy spectacular sunrises over the ocean, and refreshing coastal breezes throughout the day. Owners added an oversized outside shower, a drive thru utility building big enough for a 6 person golf cart, as well as plenty of room for a lawn mower and other storage. The storage area has a fridge and a separate room for chairs and etc. and a patio with firepit to enjoy on those nice evenings with family or guests. After a day at the beach, rinse off in the convenient outdoor shower before gathering with friends and family to enjoy everything this coastal retreat has to offer. This property also boasts an established rental history, making it an outstanding opportunity for investors seeking immediate income potential while still enjoying personal use throughout the year. Wake up to the sights and sounds of the coast, spend your days enjoying the beach, and create lasting memories in this exceptional home. Whether you're searching for a high-performing investment or your own private seaside escape, this coastal gem offers the perfect combination! Hot water Heater replaced in 2024, one of the HVAC units was replaced in June 2024

1710 N New River Dr, Surf City
$1,795,000
5 Beds ⋅ 5 Baths
Experience luxury coastal living at 1919 N New River Drive in Surf City. This stunning furnished, new construction home offers 3,200 square feet, 5 bedrooms, and 4.5 bathrooms, including three private en-suite bedrooms. Designed to capture breathtaking panoramic ocean and canal views, the home is located directly across from public beach access for effortless days on the sand. Features include an elevator, open-concept living, premium finishes, an irrigation system, outdoor shower, and privacy fence. Whether you're seeking a short-term rental investment, primary residence, or second home, this exceptional property offers the perfect blend of luxury, comfort, and location in one of Surf City's most desirable coastal communities.

1919 N New River Dr, Surf City
$1,100,000
3 Beds ⋅ 3 Baths
Your dream waterfront retreat on Topsail Island is here. This beautifully maintained canal-front home showcases the best of coastal living, offering stunning sunset views, direct water access, and multiple outdoor spaces designed for effortless relaxation. Perfectly positioned on a deep canal, the property includes a boat lift and generous outdoor living areas ideal for year-round enjoyment. Surf City rests on a 23-mile barrier island celebrated for its natural beauty, laid-back atmosphere, and endless recreation. Inside, the home features 3 bedrooms and 2 baths, plus a waterside shop with a half bath located beneath the house--perfect for storing gear, tackling projects, or accommodating guests. The interior has been thoughtfully updated with an extensive list of 2026 improvements, creating a fresh, modern coastal aesthetic: 2026 Improvements Wall removed between kitchen and living room to create a true open-concept layout Popcorn ceilings removed throughout Shiplap ceiling with center beam and recessed lighting added in living room and kitchen Kitchen upgrades: Large island seating six, designed for cooking, gathering, and entertaining New 6-burner gas range with convection and air-fry oven Over-range microwave removed and replaced with a powerful exterior-vented hood New microwave installed in the island Granite countertops All-new soft-close cabinets, drawers, and pantry storage Pantry cabinets include pull-out shelves with power outlets Dedicated spice cabinet Tiled backsplash Primary bathroom upgrades: New soft-close vanity with quartz top Tub removed and replaced with a custom tiled shower with glass door New lighting, fixtures, and mirrors Pocket door from laundry room removed and closed in Guest bathroom upgrades: New soft-close vanity with quartz top New lighting, fixtures, and mirrors New ceiling fans in primary bedroom and living room Beadboard chair rail replaced with a clean, modern finish Premium LVP flooring installed throughout, replacing carpet and older LVP All light switches and plates replaced with matching white finishes Fresh Sherwin-Williams paint throughout Beyond the interior, the home includes valuable system upgrades such as a propane tankless water heater, propane heating, thermal doors, LED lighting, a security system, and a generator for added peace of mind. Outdoor enhancements continue the theme of quality and care: a cargo lift, metal roof, storm shutters, composite decking and walkway, vinyl railings, irrigation system, fenced yard, and a fully wired shop with custom shelving and double doors. Enjoy the screened-in deck or the covered lower-level spaces as you unwind after a day on the water, taking in the salty breeze and spectacular sunsets. The neighborhood offers a peaceful blend of full-time residents and occasional weekend homeowners, resulting in minimal noise and traffic--even during peak season. Water pressure has remained consistently strong, and surrounding homes are lightly used, contributing to a quiet, relaxed environment. This property has been exceptionally cared for and offers a rare combination of location, upgrades, and waterfront lifestyle. A solid, well-maintained coastal home with features seldom found together. Don't miss your opportunity to own this Topsail Island paradise.Your dream waterfront retreat on Topsail Island has arrived. This beautifully maintained beach house captures the very best of coastal living, offering breathtaking sunset views, direct canal access, and multiple outdoor spaces designed for relaxation. Perfectly positioned on a deep waterfront canal, the property includes a boat lift and generous outdoor living areas for year-round enjoyment. Surf City sits on a 23-mile barrier island known for its natural beauty, relaxed atmosphere, and endless recreation. Inside, the home features 3 bedrooms, 2 baths, plus a waterside shop with a half bath located un

1023 1st St, Surf City
$1,800,000
4 Beds ⋅ 5 Baths
Welcome to 9th Street-- one of Surf City's most coveted waterfront addresses. Built in 2019 and meticulously maintained, this custom canal-front home shows like new construction. Offering over 3,600 square feet, the home features 4 bedrooms, 4.5 bathrooms, a spacious flex room that provides valuable additional living space, and an elevator for effortless access to every level. Designed with a reverse floor plan to maximize the views, the upper level features the primary suite and open-concept living, dining, and kitchen areas, all filled with natural light and framed by expansive windows overlooking the canal with views of the Surf City Bridge and surrounding waterways. Expansive double porches on both sides of the home were designed to capture the views, offering the perfect setting for morning coffee, evening gatherings, and unforgettable sunsets over the water. Thoughtfully designed for both everyday living and entertaining, the kitchen features a large island, leathered granite countertops, stainless steel appliances, and a walk-in pantry with plumbing and drainage for a future ice machine. The open-concept design flows seamlessly into the dining and living areas, creating an inviting space for entertaining and everyday coastal living. Throughout the home, thoughtful details such as tall ceilings, wide hallways, and illuminated stairways contribute to the home's spacious feel and custom design. The primary suite is a true retreat, featuring a spacious walk-in closet and a spa-like bathroom with a luxurious walk-in shower equipped with body jets. Three additional bedrooms, each with a private ensuite bathroom, are located on the second level along with a generous secondary living area and laundry room with cabinetry and a sink. On the ground level, you'll find a conditioned entry foyer, ample storage, covered parking, and an outdoor shower. Outside, manicured landscaping, irrigation, a large driveway with plenty of guest parking, a private dock, and a 10,000-pound boat lift complete the property. Additional features include a tankless water heater, hurricane shutters, and BRAND NEW HVAC systems upgraded with coastal coating for enhanced durability in the coastal environment. Loved by both full-time residents and vacation homeowners, the Canal Streets are known for their friendly atmosphere and the relaxed coastal lifestyle that defines Topsail Island living. Neighbors and families enjoy walking, biking, and golf carting throughout the Canal Streets, while the beach, shops, restaurants, and ice cream are just a short golf cart ride away. Opportunities like this on 9th Street are rare. Come experience the best of waterfront living on Topsail Island.

9091 W 9th St, Surf City
$1,089,900
3 Beds ⋅ 2 Baths
--Beautifully Updated-- canal-front home -- deep water access--stunning water views, --private boat dock. Whether you enjoy cruising the Intracoastal Waterway, fishing, or simply relaxing by the water, this property is designed for making lasting memories. --The spacious open floor plan creates the perfect gathering place for family and friends, with the living area flowing onto a covered waterfront deck-- unwind and watch the boats pass by-- The well-appointed kitchen features-- granite countertops and plenty of space for entertaining.--The main living area offers 3 bedrooms& 2 baths, while the ground-level apartment has 1 bedroom &flex space being used as a bedroom, full kitchen and bath.( 773 extra sq ft, not included in primary sq footage) Use it to maximize rental income, accommodate guests, or keep the lower level for your own private retreat while renting the upper level.--Outside, enjoy a beautifully landscaped backyard, a bulkheaded waterfront, and both covered and uncovered docking areas at your private boat dock. The deep-water canal provides direct access to the Intracoastal Waterway, making this a dream property for boating enthusiasts. Additional features include: • Deep-water canal frontage • Private boat dock with covered and uncovered area • Direct access to the Intracoastal Waterway • Spacious open-concept floor plan • Covered waterfront deck with beautiful water views • Granite countertops • Ground-level apartment with, 1 bedroom/ large flex space, full kitchen and bath • Landscaped backyard • Outdoor storage area for beach and boating gear • Excellent rental potential • Convenient location near restaurants, shopping, and local attractions • Short stroll to beach access

1041 1st St, Surf City
$675,000
2 Beds ⋅ 1 Baths
Live where others vacation! Located in vibrant Surf City on Topsail Island, this 2-bedroom home delivers the coastal lifestyle you've been dreaming of. Spend your days exploring beautiful beaches, fishing, kayaking the waterway, or simply relaxing on the island. The open concept living and kitchen area is great for entertaining. Spacious bedrooms and a full bath with washer and dryer finish the interior. A front deck lets you chat with your neighbors as they stroll by, while the back deck views of the canal allow you to wave to your neighbors boat by. With a generous lot, there's plenty of space for outdoor fun, including a dock and extra gravel parking for your boat and/or jet ski. There is under-house storage for all of your beach gear. Whether you're planting roots, seeking a seasonal escape, or investment, with a little love, 3031 3rd Street is ready for its next chapter.

3031 3rd St, Surf City
$999,000
4 Beds ⋅ 4 Baths
Welcome to your own slice of coastal paradise on the highly sought-after 'Surf City Canals'. Perfectly timed for summer, boating season and everything coastal living has to offer. This well-built waterfront home is an incredible opportunity to enjoy life on the water with easy access to the ICWW just a short ride down the canal & close proximity to public beach access & all the Surf city staples. Designed with comfort and functionality in mind, this home features an open-concept layout connecting the kitchen, dining space, living room & large waterfront facing decks! All filled with natural light and beautiful views from nearly every window. Down the hall you'll find three spacious guest bedrooms, including a private guest suite with its own updated full bath and another flexible room ideal for a home office, den or bunk room, a full hall bathroom & step up landing with laundry closet & access to the primary bedroom. The oversized primary suite is tucked privately above the garage, creating a peaceful retreat complete with vaulted ceilings, a large walk-in closet, dual vanities and a spacious tub/shower combination. The possibilities don't stop there the ground-floor level is ready for you to make it your own! It offers even more flexible space with sliding glass doors opening to the large patio spaces and the fenced in backyard. When you see it, think; game room, home gym, entertaining area, storage space, additional guest quarters or maybe a potential rental space! Already set up with a full bathroom and second laundry area, this bonus space adds tremendous value and versatility to the home, it just needs your own personal touch to make it come to life. Step outside where this property truly shines. Mature palm trees and lush landscaping frame the fenced backyard, while the expansive outdoor living spaces invite you to relax and soak in the coastal breeze on your own dock with an open boat slip & 2 boat lifts. Enjoy stunning Surf City sunsets from right here or the covered 30x8 deck overlooking the canal, rinse off after a beach day in the spacious outdoor shower, fish off your own dock or simply sit and take in the salt breeze after a busy day. A 16x16 workshop offers plenty of storage for fishing gear, beach equipment, lawn tools and all your water toys. With an oversized two car garage (26 x 23), parking for 4+ vehicles in the main driveway and an additional 30+ foot long single driveway, parking for boat trailers, RV's or extra guests shouldn't be a problem. Whether you're heading out for a day of boating and fishing, cruising the island by golf cart or taking a quick walk or bike ride to the beach, local parks, restaurants, nightlife and Surf City favorites, this home delivers the ultimate waterfront lifestyle at an exceptional value. Even better some major updates have already been completed for peace of mind including a mini-split HVAC system installed in 2021, water heater replaced in 2020, roof replaced in 2018, plus an updated seawall, fencing, decks, and HVAC systems all within the last 10 years or less. If you've been searching for a must-see coastal home with space, flexibility, deep-water access and an unbeatable location this Surf City gem is ready to welcome you home!

4069 4th St, Surf City
$675,000
2 Beds ⋅ 1 Baths
Welcome to this meticulously maintained, tastefully decorated beach cottage in Surf City, just one block from public beach access. The bright and airy upstairs unit features 2 bedrooms, 1 bath, full kitchen, and in-unit washer/dryer -- all crisp, clean, and move-in ready. Enjoy morning coffee or evening cocktails on the awesome wrap-around porch with ocean and sound breezes and an end-of-street view of the ICW at 8th Street -- perfect for kayaking and SUP. The downstairs unit is a cozy, quaint 2 bed/1 bath apartment with a full kitchen and washer/dryer, its own separate entrance, and independent heating and cooling. This lower space offers an additional 881 sq ft (not included in overall square footage) and has been used successfully as both short-term and long-term rental income. Ideal as a strong investment, income-producing property, or second home in a primo location -- walking distance to multiple restaurants and entertainment. All systems and interiors have been meticulously cared for and the entire property is ready for summer.

8007 8th St, Surf City
$1,175,000
4 Beds ⋅ 2 Baths
Welcome to ''Serenity by the Sea'' -- a rare oceanfront opportunity in the highly sought-after Old Settlers Beach section of North Topsail Beach, where charming coastal character, direct beachfront living, and proven rental performance come together beautifully. YOUR OWN PRIVATE BEACH ESSENTIALLY--rare location. Potential $110,000 gross. Perfectly positioned on nearly private oceanfront lot with private beach access, this beautifully updated 4-bedroom, 2-bath coastal retreat offers the ideal blend of personal getaway and investment property. With approximately 1,300+ heated square feet, this home maximizes every inch with a desirable reverse floor plan designed to showcase breathtaking Atlantic Ocean views from the main living spaces. The upper level features an open-concept kitchen, dining, and living area filled with natural light, vaulted ceilings, and expansive oceanfront decking where sunrise coffee and evening ocean breezes become part of daily life. Updated finishes, solid surface countertops, coastal-inspired interiors, and spacious entertaining areas create an inviting atmosphere for owners and guests alike. The home's flexible layout includes multiple ocean-view bedrooms, dual covered and open decks, outdoor gathering spaces, and direct access to one of North Topsail's widest stretches of sandy shoreline. Whether enjoying the deck swing, outdoor seating areas, or panoramic views, this property captures the true essence of beachfront living. Highlights Include: Direct oceanfront location in Old Settlers Beach 4 bedrooms / 2 baths Reverse floor plan for elevated views Expansive multi-level decking Private beach walkway Strong vacation rental potential Updated kitchen and interior finishes Turnkey furnished coastal retreat Covered parking and outdoor storage Ideal second home, investment property, or primary beachfront residence Located in one of North Topsail Beach's most desirable niches, Old Settlers Beach is known for its quieter setting, strong rental demand, and proximity to Surf City dining, shopping, and entertainment while maintaining a more private coastal feel. Comparable recent sales in this niche continue to demonstrate strong demand for well-positioned oceanfront homes, especially those offering charm, updated interiors, and rental flexibility. () Whether you're seeking a proven income-producing asset, family beach escape, or your own piece of Topsail Island paradise, 238 Topsail Road delivers the location, views, and lifestyle buyers dream about. Experience oceanfront living where every day feels like vacation.

238 Topsail Rd, North Topsail Beach
$999,998
4 Beds ⋅ 3 Baths
Beautiful Custom newer construction in a Prime location with Canal/Water views!! With over 2,100 Sqft., this home boasts 4 Bedrooms/3 baths and is situated on the very desirable 9th St. New Fortified roof Jan 2026! Beautiful porches span both sides of home on 2nd/3rd floors providing breathtaking views! Custom features to include wet-bar, 12x24-in Tiled Plank floors, 7-in base boards, Ship lap trim accents, a ground level landing zone for the Model LE elevator cab, and Smart Vent foundation vents for added protection. Heated/cooled storage room. Detached wired shed for extra storage. Mature landscaping/curbing. Single owner home that has never been a rental!

9021 W 9th St, Surf City
$2,195,000
6 Beds ⋅ 6 Baths
Experience luxury coastal living in this fully furnished, move-in-ready new construction home. This property combines modern design, high-end finishes, and exceptional comfort, making it ideal as a primary residence, second home, or investment opportunity. Don't miss your chance to own a beautifully crafted coastal retreat ready for immediate enjoyment. This stunning new construction home offers 3,900 sq ft, featuring 6 bedrooms, 4 full bathrooms, and 2 half baths, designed for comfort, luxury, and exceptional rental or personal use potential. Just one block from public beach access #3, this property delivers easy access to the shoreline along with stunning ocean views. Inside, the spacious floor plan is ideal for hosting large groups, featuring open living areas filled with natural light and coastal charm. A private elevator servicing the first three floors adds convenience and accessibility. The top floor showcases a unique cupola, offering panoramic views of both the Atlantic Ocean and the Intracoastal Waterway--perfect for sunrise coffee or sunset relaxation. Each bedroom is generously sized, and the home comes fully furnished with high-end, brand-new furniture, making it completely turnkey. Whether you're seeking a luxury beach retreat, primary residence, or high-performing investment property, this home checks every box. With its prime location, expansive layout, premium finishes, and breathtaking views, 1826 N New River Dr offers the ultimate blend of style, function, and coastal lifestyle

1826 N New River Dr, Surf City
$940,000
4 Beds ⋅ 2 Baths
Where coastal living and deep-water access come together, this turnkey waterfront property offers the ideal blend of beach and boating lifestyle. This one owner 4BR/2BA home is only seven years old & features 1,336 heated sq ft, open living & kitchen area and is perfectly positioned on a deep-water canal with Private Dock & Sound views. Also includes private boat ramp. Plenty of room for future Boat lift & finger docks. Fully furnished and rental-ready, it's ideal as a primary residence, second home, or investment property. Relax on the back porch overlooking the water, or take the short walk/golf cart ride to several public beach accesses, eating & drinking establishments & more. Vinyl siding for low maintenance & Concrete slab parking underneath. for multiple vehicles. Lift in place for easy access to living level . Vacant and easy to show. Rental Projections available upon request.

1017 1st St, Surf City
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