Surf City Homes with Master Downstairs Int. Features

Surf City Homes with Master Downstairs Int. Features

Welcome to Surf City, North Carolina – a hidden gem nestled on the stunning coast of Pender County. Known for its breathtaking beaches, vibrant community, and relaxed lifestyle, Surf City is the perfect destination for those seeking both adventure and tranquility. With its picturesque waterfront, charming shops, and delightful dining options, this coastal paradise offers a unique blend of small-town charm and modern convenience.

One of the most sought-after features in Surf City homes is the master suite located on the main floor. Homes with a master downstairs provide unparalleled convenience and accessibility, making them ideal for families, retirees, or anyone who prefers to avoid stairs. Imagine waking up to the sound of waves crashing and enjoying your morning coffee on a private deck, all while being just steps away from your tranquil oasis.

Inside these beautifully designed homes, you’ll find spacious layouts that seamlessly blend style and functionality. Open-concept living areas are perfect for entertaining guests or enjoying quiet evenings with loved ones. Gourmet kitchens, luxurious bathrooms, and ample storage space are just a few of the interior features that make these homes truly special.

Living in Surf City means embracing an active lifestyle, with opportunities for fishing, surfing, and exploring the nearby wetlands and parks. Whether you’re strolling along the sandy shores or enjoying a sunset picnic, Surf City offers a captivating backdrop for your everyday life. Discover your dream home with a master downstairs in this enchanting coastal community, where every day feels like a vacation!

Newest Surf City Homes with Master Downstairs Int. Features

$575,000
2 Beds ⋅ 1 Baths
Discover the effortless appeal of coastal living at this beautifully updated second-row ranch bungalow, ideally situated in the heart of Surf City. Just three lots from beach access, this charming 2-bedroom, 1-bath retreat offers an exceptional combination of location, comfort, and investment potential. From the moment you arrive, the inviting wraparound front porch sets the tone. Designed for slow mornings, sunset cocktails, and breezy afternoons, it provides the perfect vantage point to enjoy the coastal atmosphere and refreshing ocean breezes. Inside, a thoughtfully curated coastal aesthetic complements the home's comfortable, easygoing layout. The open-concept living space creates a natural gathering place and flows seamlessly into the bright, welcoming kitchen. Both bedrooms offer peaceful accommodations after a day spent enjoying the beach, making the home equally well suited for personal use or continued vacation rental income. Location is truly the standout. With the beach just steps away, spontaneous morning walks on the sand and afternoons in the waves become part of everyday life. When you're ready to explore, Surf City's restaurants, bars, boutiques, grocery store, and everyday conveniences are all within easy walking, biking, or driving distance. After a day along the coast, return home to fire up the patio grill or simply settle into the rocking chairs and savor the salty air. Store beach gear in the shed. Whether you're looking for a turnkey coastal investment, a weekend escape, or a place to create lasting beach memories, this thoughtfully updated Surf City bungalow offers an enviable opportunity to experience the best of the coast--without sacrificing convenience or charm.

417 N Shore Dr, Surf City
$899,000
5 Beds ⋅ 3 Baths
Brand-New Hot Tub, Fully Remodeled Kitchen & Major Outdoor Upgrades! Turnkey coastal investment opportunity in Surf City! This stunning 5-bedroom, 3-bathroom beach home delivers 2,183 sq ft of modern living just 0.2 miles from the ocean. Built in 2022, the property sits on a spacious lot and comes fully furnished with phenomenal rental performance and strong ongoing bookings. Enjoy breathtaking canal, sound, and ocean views from the expansive double decks and porches totaling over 1,500 sq ft -- the perfect spot for morning coffee, evening sunsets, or entertaining guests. Recent renovations include a brand-new hot tub, privacy wall, outdoor shower, complete interior painting, and a gorgeous updated kitchen. Inside, the bright open-concept design creates an inviting atmosphere for both relaxation and gatherings. The gourmet kitchen boasts stainless steel appliances, granite counters, and plenty of storage, while the living and dining areas flow effortlessly together. All five bedrooms are generously sized with coastal charm and sleep up to 12 guests comfortably. Additional highlights include newer siding, windows, doors, and flooring throughout, plus a modern heat pump system. The heated and cooled ground-level entry offers bonus storage, while parking under the home and a long driveway provide plenty of space. A quiet, fully fenced yard rounds out the outdoor living. This highly reviewed, self-managed vacation rental is in prime condition and includes a home warranty for buyer confidence. Located just steps from beach access between 8th and 9th Streets, you're minutes from everything Surf City has to offer. If you're searching for a luxurious beach home with excellent income potential, this is it. Don't wait -- schedule your showing today and make this Surf City gem yours at the new reduced price!

8020 8th St, Surf City
$950,000
4 Beds ⋅ 4 Baths
Deeded water rights, a private deeded boat slip with a 7,000-pound boat lift, panoramic Intracoastal Waterway views, and an unbeatable Surf City location! Wake up each morning to spectacular sunrises over the ICWW while relaxing on your covered waterfront deck overlooking the Intracoastal Waterway, Topsail Island, and the iconic Surf City Bridge. Rarely does an opportunity like this become available in one of Surf City's most sought-after waterfront communities. Designed with a reverse floor plan to maximize the breathtaking views, this beautifully maintained end-unit townhome offers 4 bedrooms, 3.5 bathrooms, a three-stop elevator, and additional windows that fill the home with natural light. The top floor is dedicated to the main living space, where the open-concept living room, dining area, and kitchen capture incredible panoramic water views. Step outside to your deeded boat slip with a 7,000-pound boat lift and be on the Intracoastal Waterway within minutes. Enjoy boating, fishing, kayaking, paddleboarding, canoeing, jet skiing, or cruising to nearby waterfront restaurants and marinas. Few properties offer this combination of deeded water rights, direct water access, and such an exceptional location. The spacious kitchen features granite countertops, stainless appliances, bamboo flooring throughout the main living areas, and an open layout. The waterfront primary suite is located on the level just below the main living area, allowing you to wake each morning to peaceful water views. An upstairs bedroom features its own private ensuite bath, making it ideal for guests, while every bedroom offers oversized closets and exceptional storage. Designed for coastal living, this home also includes hurricane shutters, providing added storm protection and peace of mind. After a day on the water, the spacious mudroom provides the perfect drop zone for beach gear and boating essentials before stepping onto the covered rear porch overlooking the waterfront. From here, you'll enjoy views of the community's waterfront gathering deck, private docks, and outdoor shower, making it easy to rinse off after a day on the boat or at the beach. Residents enjoy outstanding community amenities including a waterfront swimming pool, private boat ramp, clubhouse with billiards room, waterfront gathering deck, and outdoor shower. Whether you're launching your boat, relaxing by the pool, or gathering with neighbors along the water, every day feels like a vacation. The location simply cannot be overstated. Leave your car parked and walk, bike, or take your golf cart to Surf City's beautiful beaches, the Surf City Bridge, waterfront parks, coffee shops, restaurants, boutiques, seafood markets, grocery stores, and the town's year-round festivals and community events. Skip the weekend beach traffic and enjoy the convenience of having everything just minutes away. You can even launch your kayak or paddleboard from your dock and explore the waterways or paddle across to Topsail Island for waterfront dining and entertainment. Waterfront homes with deeded water rights, a private boat lift, elevator, reverse floor plan, and direct Intracoastal Waterway access rarely become available in this community. Whether you're searching for a full-time residence, second home, or investment property, this exceptional coastal home offers the perfect combination of convenience, boating access, and the waterfront lifestyle that makes Surf City one of North Carolina's most desirable destinations. Schedule your private showing today!

302 Vesta Ct, Surf City
$818,900
3 Beds ⋅ 3 Baths
Welcome to the serene community of Pleasant Cove where there is no HOA! This 3 bed, 2 1/2 bath on a corner lot with a top floor view of the sound is a rare find in this community. In this reverse floorplan home, the upper floor is the definition of an open concept with a large living area, large dining area, and large kitchen. The kitchen was remodeled in 2024 from top to bottom with new cabinetry, quartz counter tops and new appliances. Even the upper level half bath is large and remodeled. Storage is no issue as all bed rooms have nice sized closets with two being walk-ins. The primary bedroom bath has double sinks and the laundry closet. Beach friendly flooring with bamboo floors in living areas and ceramic tile in wet areas. Love the outdoors? Find a nice place to relax on one of the three decks. Just one road over on Sand Ct. there is a community walkway/shortcut that leads to a public beach access. Under the house are two carport areas and a 15 x 6 storage area for tools and/or those beach toys. The rear yard has trees while the front is mostly grassy with an irrigation system to keep things green. Ample parking for friends and family is found in the driveway with a pervious surface. In 2025 the owners' added a one stop (upper floor) exterior lift to help get those groceries in the home. This home is well suited as a primary residence, second home retreat or rental.

21 S Oak Dr, Surf City
$449,500
4 Beds ⋅ 2 Baths
A STANDOUT OPPORTUNITY IN WATERSIDE. 304 Cleat Drive combines the community's most sought-after Cali floor plan, a tucked-away location just steps from the neighborhood pool, thoughtful upgrades, and a value that is difficult to match. Beautifully maintained, this 4-bedroom, 2-bath home offers the ease of one-level living with an open-concept design that feels spacious, functional, and inviting. The kitchen anchors the main living area with a large center island, abundant cabinetry, and a walk-in pantry upgraded with custom shelving. It flows seamlessly into the dining and living areas, creating the perfect space for everyday living and entertaining. The private primary suite is thoughtfully separated from the secondary bedrooms and features a walk-in closet and ensuite bath. Three additional bedrooms provide flexibility for family, guests, a home office, playroom, or fitness space. Thoughtful upgrades throughout add both function and value, including custom pantry shelving and a whole-home water filtration system. Outside, the fully fenced backyard and covered patio create an ideal space for pets, play, entertaining, or unwinding after a day at the beach. The location within Waterside is another standout. Tucked away on a quieter, private street, you can walk to the resort-style pool in moments while avoiding the neighborhood's main traffic. Residents also enjoy a fitness center, multi-sport court, playground, sidewalks, golf cart-friendly streets, and community gathering spaces. Less than 2 miles from Surf City Beach, you can bike or golf cart to the beach, coffee shops, restaurants, breweries, boutiques, parks, and more. If you've been comparing homes in Waterside, look closely at 304 Cleat Drive. Floor plan. Location. Upgrades. Fenced backyard. Proximity to the pool. And most importantly--VALUE. This home has been intentionally positioned to give its next owner an opportunity to close with equity already on their side. Come see why 304 Cleat Drive may be the smartest buy in Waterside.

304 Cleat Dr, Surf City
$1,375,000
4 Beds ⋅ 4 Baths
Enjoy stunning Atlantic Ocean and Intracoastal Waterway views from this brand-new 4-bedroom, 3.5 bath luxury home, complete with balconies on every level and a 4th-floor cupola with a 360° viewing deck of the entire Island! Beach access is directly across the street, and the ground-level entertainment area with outdoor shower makes coastal living easy. Inside, the home features two primary bedroom suites, a whole-home SONOS system, surround sound in the great room, and smart-home security with Ring cameras and full monitoring. Located just 2.5 miles from Surf City, you're close to dining, shopping, the pier, parks, and boat launches. Situated in the sought-after Accolade community, residents enjoy the island's largest resort-style pool, an open-air clubhouse, and scenic walking trails under mature live oaks. This home offers luxury, convenience, and the best of Topsail Island living.

55 Accolade Dr, Surf City
$2,275,000
4 Beds ⋅ 4 Baths
One-of-a-kind residence situated directly on the Intracoastal Waterway, offering panoramic water views and an unmatched coastal lifestyle. Nestled beside the former site of the iconic Surf City Swing Bridge, a cherished landmark in Surf City history, this exceptional 4-bedroom, 3.5-bath home offers approximately 2,700 square feet of beautifully renovated living space thoughtfully designed to maximize both comfort and scenery. Perfectly positioned along Channel Marker 1, this property captures the heart of Surf City. Whether you're an avid boater, entertainer, or simply enjoy life on the water, this home delivers. Outside, you'll find a private boat dock featuring a 10,500-pound boat lift, an expansive entertaining dock, fire pit area, hot tub, in-ground swimming pool, covered cabana, composite decking, and solar accent lighting. Multiple decks along the side and rear of the home provide exceptional spaces to relax, entertain, and enjoy spectacular sunrises, unforgettable sunsets, passing boats, and views of the Surf City high-rise bridge. Inside, nearly every room showcases stunning water views and custom finishes throughout. Thoughtfully remodeled, the home features shiplap walls and ceilings, a gas stone fireplace, quartz countertops, ceramic wood-look tile flooring, marble finishes, and a spacious kitchen designed for gathering and entertaining. The kitchen is appointed with custom cabinetry, a gas cooktop, and a full suite of brand-new KitchenAid appliances, including a refrigerator, oven, microwave, and dishwasher. The primary suite serves as a private retreat, offering expansive Intracoastal Waterway views, a custom ceiling detail, and a French door leading to a private deck. The luxurious en suite bath includes marble flooring, a tiled shower, jetted tub, and a large walk-in closet. Imagine beginning your day with a sunrise over the water and ending it beneath the coastal sky from the comfort of your hot tub. Additional bedrooms offer their own unique perspectives, including beautiful sunset views and bridge vistas. One guest bedroom features elevator access and a French door opening to a deck, while the upstairs guest suite includes a private en suite bath with a jetted steam shower. The dining room, with deck access and sweeping water views, is highlighted by a custom mural honoring the iconic Surf City Swing Bridge, a meaningful tribute to the area's rich history and coastal charm. An elevator provides convenient access between levels, while the enclosed 2-car garage offers ample space for vehicles, golf carts, beach gear, and additional storage. The professionally landscaped grounds reflect the exceptional care and attention this property has received. Every detail has been thoughtfully maintained, creating a home that is as functional as it is beautiful. Rarely does a property offer this combination of luxury finishes, direct Intracoastal Waterway access, exceptional outdoor living spaces, and panoramic water views. More than a home, this is a one-of-a-kind opportunity to own one of Surf City's most remarkable waterfront properties.

702 Roland Ave, Surf City
$699,000
3 Beds ⋅ 2 Baths
Welcome to Sea Salt Cottage an adorable, fully furnished coastal retreat that is both turn-key and income-producing, perfectly suited as a primary residence, second home, or investment property. This charming beach cottage features 3 bedrooms and 2 bathrooms, along with a spacious family room designed for relaxing after a day in the sun. The attached garage has been thoughtfully transformed into a game room and hangout space, complete with a Pac-Man machine and corn hole setup, creating the ultimate spot for entertaining family and guests. The home has been freshly painted and thoughtfully updated, including a new water heater (2024) and an encapsulated crawl space with dehumidifier, offering added efficiency and peace of mind. The kitchen is equipped with stainless steel appliances and a dishwasher, blending functionality with style. Step outside to enjoy the coastal lifestyle with a spacious front porch perfect for morning coffee, and a private gravel patio with string lights in the backyard, ideal for evenings under the stars. The property also comes with bikes, making trips to the beach even more enjoyable--just a short walk away. Whether you're looking to generate rental income or create your own beachside escape, Sea Salt Cottage offers the perfect blend of comfort, charm, and investment potential.

1122 S Topsail Dr, Surf City
$459,000
3 Beds ⋅ 2 Baths
You found it - the home that has it all! Only a short mile to the beautiful Topsail Island beaches, this light-filled one level, like-new home has everything you are looking for: gorgeous open kitchen with plenty of storage, giant pantry, and endless counter space, high-ceilinged, open great room with a wall of glass looking out at your private, wooded back yard. Plus a giant covered porch, raised beds for your kitchen or flower garden. The spacious owner's suite has a roomy walk-in closet and bathroom, enough separation from the two guest bedrooms to give everyone their private space. Come in from the two-car garage to a drop zone and laundry room. All this in the welcoming neighborhood of Waterside, close to all the Topsail Beach amenities but with fantastic amenities of its own: clubhouse, pool, tennis and pickleball courts, sand volleyball court, and walking trails. What are you waiting for - come see this home today!

304 Edgewater Way, Surf City
$765,000
5 Beds ⋅ 4 Baths
Escape to your own slice of coastal perfection in this exquisite 5-bedroom, 4-bathroom townhouse nestled on a quiet peninsula in the heart of Surf City! Picture yourself waking to the soothing rhythm of the water, where sweeping views embrace the serene Surf City Sound, the graceful high-rise bridge, and those legendary, jaw-dropping sunsets that transform the sky into a masterpiece of pink, orange, and gold. From the third-floor master suite, partial ocean views draw the Atlantic's boundless horizon right to your doorstep, turning every sunrise into a moment of pure magic. This light-filled, modern sanctuary welcomes you with luxurious LVP flooring and tile throughout--no carpet anywhere--for effortless, barefoot coastal living and timeless style. Step onto the generous front and back decks to sip your morning coffee with the salty breeze or linger at dusk with loved ones, enveloped in peaceful seclusion yet perfectly poised for island adventures. The thoughtful three-level design maximizes comfort, privacy, and joy for family and friends. The first floor delights with a king size master bedroom with ensuite bathroom, a fun bunk room and a second bunk room featuring a twin-over-double bed--ideal for kids or guests to create lasting memories. Ascend to the second level for an open, airy great room where living, dining, and a chef's kitchen blend seamlessly: gleaming stainless steel appliances and sleek granite countertops make every meal a pleasure, whether casual family dinners or festive gatherings. A secluded king owner suite and full bath here offer a retreat-like escape. The top floor crowns it all with your private king master oasis, complete with its own luxurious bath and those captivating ocean glimpses that make mornings feel extraordinary. In total, three king owner suites--one on each floor--ensure everyone enjoys supreme comfort and privacy. Outside, the magic continues: a huge outdoor shower awaits to rinse off the sand after beach days, paired with a charming picnic area perfect for al fresco meals or lazy afternoons. A large storage room brims with beach supplies--chairs, umbrellas, toys, and more--ready for instant fun. Abundant parking accommodates plenty of friends and family, so gatherings feel effortless and welcoming. The community also features a dock and kayak launch just steps from the home. Fully furnished with tasteful, high-quality pieces that convey with the sale, this turnkey treasure is primed for immediate enjoyment--as your cherished primary beach home, a serene family escape, or a wise investment in one of North Carolina's most beloved coastal havens with several 2026 dates already booked. Tucked in a wonderfully quiet peninsula community, it's just 3 blocks to the nearest beach access for effortless sun-soaked days and less than a mile from the vibrant soul of Surf City: boutique shops, fresh seafood spots, the iconic pier, and that irresistible laid-back island vibe. Here, the world slows down, worries dissolve into the waves, and every day feels like a vacation--salty air on your skin, laughter echoing across the decks, sunsets stealing your breath. This isn't merely a home; it's the coastal dream you've always held in your heart, alive and waiting for you to claim it. Fall in love anew with every visit, every view, every sunset. Don't let this rare gem pass you by--schedule your private showing today and step into the Topsail Island life you've been dreaming of!

113 Anchor Dr Unit A, Surf City
$1,675,000
4 Beds ⋅ 3 Baths
Live like you're on vacation every day! This location simply cannot be overstated. Leave your car parked and walk, bike, or take your golf cart to Surf City's beautiful beaches, the Surf City Bridge, waterfront parks, coffee shops, restaurants, boutiques, seafood markets, grocery stores, and the town's year-round festivals and community events. Skip the weekend beach traffic and enjoy the convenience of having everything just minutes away. You can launch from your dock and explore the waterways or paddle across to Topsail Island for waterfront dining and entertainment. Positioned along the Intracoastal Waterway with panoramic water views, this custom-built home offers the rare combination with deeded boat slip, private saline pool, elevator, and strong vacation rental potential, all just minutes from the beach, dining, and shopping. Designed for gathering and effortless coastal living, the reverse floorplan captures stunning sunrise-to-sunset water views from the main living spaces and expansive covered porches. Whether you're hosting friends after a day on the water, enjoying evenings poolside, or welcoming vacation guests, the layout was built to maximize both comfort and experience. With 4 bedrooms and 3 full baths, including a newly completed second-floor full bath, the home comfortably accommodates full-time living, second-home use, or multi-generational vacation stays. The open-concept main level features vaulted ceilings, a spacious great room, and a chef's kitchen centered around entertaining, complete with quartz countertops, premium ZLINE appliances, and oversized gathering spaces that flow seamlessly outdoors. The deeded boat slip offer direct access to the Intracoastal Waterway for boating, fishing, paddleboarding, or sunset cruises, while the custom saline pool creates a true resort-style atmosphere at home. An elevator services all levels, adding convenience for owners and guests alike. Built by Channel Marker Builders, the Driftwood Cottage floorplan blends elevated coastal design with durable low-maintenance construction, making it as practical as it is beautiful. Whether you're searching for a luxury waterfront retreat, an investment opportunity, or a home designed around the coastal lifestyle, 113 Diamond Point delivers the experience buyers come to Surf City looking for. head, handheld, and dual body sprays. Additional features include a three stop elevator, 15 SEER Trane zoned HVAC system with Honeywell thermostats, mini split in the ground level storage area, Navien tankless water heater with recirculating pump, surround sound prewire, security system wiring, and 200 amp electrical service. With waterfront access, a boat slip, private pool, elevator, reverse floorplan, and luxury new construction in Surf City, 113 Diamond Point presents a rare opportunity for coastal living at its finest.

113 Diamond Pt Ct, Surf City
$950,000
4 Beds ⋅ 4 Baths
Custom built waterfront home with breathtaking views over the sound to the ICW, within minutes to Topsail Island beaches. Decks on both floors with Trex deck flooring, Top quality construction built to 150 Wind Rated, 2 x 6 studs and walls, impacted rated windows, doors, and garage doors, hard plank siding painted in 2023 and metal roof. Interior features granite counters, reinforced game room floor with wet bar, 9ft ceilings, 80 gallon water heater and security cameras. For easy access, this home has a 3-stop elevator, Accessible doors, primary bath, and hallways. For furry friends a fully fenced in backyard. Move in ready please consider this home for primary or secondary.

444 Little Kinston Rd, Surf City
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