Homes for Sale in North Topsail Beach, NC Between $1,000,000 to $1,250,000

Welcome to your dedicated resource for Homes for Sale Between $1,000,000 to $1,250,000 in North Topsail Beach, NC. This page is your live portal for listings that match the exact homes for sale you demand, filtering out irrelevant properties to save you time. As a local North Topsail Beach, NC agent, Coastal Realty Associates specializes in the unique market dynamics of this area, offering insights into amenities, home values, and investment potential. Start exploring the properties currently available between $1,000,000 to $1,250,000 below, or contact a local agent to discuss the details that matters most to your search.

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All North Topsail Beach, NC Homes for Sale Between $1,000,000 to $1,250,000

$1,240,000

5 Beds ⋅ 5 Baths

Stunning 5-bedroom oceanfront home in highly desirable North Topsail Beach, offering exceptional coastal living and strong rental performance. Enjoy panoramic Atlantic views and direct beach access from this fully furnished, turnkey property designed for comfort, convenience, and relaxation. Premium features include a private hot tub and a NEW residential elevator installed providing easy access to all levels. Inside, the home offers spacious living areas, updated finishes, and ample room for family and guests. With multiple bedrooms, generous common spaces, and inviting outdoor areas, this property is ideal for creating lasting beachside memories. This home is also a proven income-producing investment, generating $107,000 in gross rental income in 2025, with similar projections expected for 2026. The property is not located in the CBRA zone and qualifies for federal flood insurance, adding valuable peace of mind for both personal use and investment purposes. Bring your Electric Vehicle with convenience of a Tesla Universal EV charger, right on-site. Located in a prime section of North Topsail Beach, you'll enjoy pristine shoreline just steps away, along with close proximity to local dining, shopping, and area attractions. A rare opportunity to own a fully furnished oceanfront property--ideal as a vacation home, investment property, or year-round coastal escape.

242 Sea Shore Dr, North Topsail Beach

$1,100,000

6 Beds ⋅ 5 Baths

Waterfront Luxury with Unparalleled Stump Sound Views - A Rare North Topsail Beach Retreat Experience the beauty of coastal living at its finest at 4728 23rd Avenue, Unit 2, North Topsail Beach--a spectacular soundfront townhome offering six bedrooms, four and a half baths, and breathtaking panoramic views of Stump Sound from every level. Situated on a rare 2.2875-acre deeded shared parcel with Unit 1, this exceptional property offers privacy, serenity, and unobstructed water views that create a truly unforgettable setting. Designed to capture the surrounding natural beauty, this spacious three-story retreat provides the perfect blend of luxury, comfort, and functionality. The first floor features an inviting open-concept design with a spacious living area, dining space, and a well-appointed gourmet kitchen. The kitchen is a chef's dream, complete with granite countertops, a large island workspace with double sink, dishwasher, stainless steel appliances, two refrigerators, a cooktop, microwave, and double ovens. Also located on the main level is a private primary suite with a full bath, a convenient half bath, and a laundry area. The second level offers three generously sized bedrooms and an additional living room/game room, creating a perfect gathering space for family and guests. The third floor serves as a private retreat with a second primary suite, a shared full bath, and an additional bedroom--all enhanced by incredible views of the sound and coastal landscape. Outdoor amenities make this property truly extraordinary. Enjoy the private pier and 8' x 20' floating dock (shared with Unit 1), ideal for launching kayaks, canoes, paddleboards, or a small boat for a day of exploring the calm waters of Stump Sound. Watch spectacular sunsets, observe abundant coastal wildlife, or enjoy peaceful mornings with your coffee overlooking the water. Fishermen and bird enthusiasts alike will appreciate the exceptional access to nature. While this peaceful waterfront haven feels secluded, the public beach access is conveniently located just one block away, allowing you to enjoy both the tranquil waters of the sound and the sandy shores of the Atlantic Ocean. Additional conveniences include covered parking beneath the home and ample additional parking for five or more vehicles. Whether you are searching for a luxurious primary residence, a second home, or an outstanding vacation rental investment opportunity, this remarkable soundfront property delivers the best of North Topsail Beach--expansive water views, incredible outdoor amenities, and a location that offers the ultimate coastal lifestyle.

4728 23rd Ave Unit 2, North Topsail Beach

$1,095,000

4 Beds ⋅ 3 Baths

Beautiful 4 Bedroom Topsail Island Beach Home, just steps from the beach and community pool. Located in the exclusive Village of Stump Sound community with fantastic amenities which include a community pool, clubhouse, tennis courts and a sound-side dock with canoe and kayak launch. This coastal retreat offers stunning views and ocean breezes from multiple decks. On the main level, you'll find a spacious open living area with vaulted ceilings which opens to a screened-in deck for relaxing. Galley-style kitchen with ample cabinet and counter space. Master bedroom with private deck access, and en-suite bathroom featuring a double vanity, stand-up shower and garden tub. The lower level features three bedrooms, one with private deck and private full bathroom. There are two bedrooms with shared bathroom access, plus a laundry room and direct access to ground level and outdoor areas. Plenty of parking which includes two fully covered carport and a conveniently located outdoor shower. Call today for your private showing!

103 N Permuda Wynd Dr, North Topsail Beach

$1,049,000

4 Beds ⋅ 3 Baths

Flood insurance is only $976 a year! Welcome to 3536 Island Drive, an exceptional waterfront semi-detached home offering refined coastal living in a serene beachfront setting. This property is ideally positioned on one of the deepest lots on the island, affording not only sweeping ocean views from every level, but also the distinct advantage of grandfathered flood insurance at an annual rate of $976 Thoughtfully designed and meticulously updated, this property exudes both elegance and comfort. The main level features three generously sized bedrooms, including two oceanfront suites that open onto a private deck overlooking the shoreline. The primary suite is enhanced by a luxuriously appointed, spa-inspired bathroom showcasing Italian tile, a walk-in shower, and designer finishes. A secondary suite, configured as a Jack-and-Jill with an adjoining bunk room, offers flexible accommodations ideal for family or guests. The upper level presents a breathtaking open-concept living space, filled with natural light and framed by expansive views of the ocean. The recently renovated kitchen is a true culinary centerpiece, featuring two-tone cream and navy shaker cabinetry, exotic granite countertops, a crackled porcelain tile backsplash, and stainless steel appliances. A second oceanfront deck extends the living space outdoors, offering the perfect setting for al fresco dining or quiet reflection by the sea. An additional bedroom and full bathroom complete this level. No detail has been overlooked in the home's comprehensive renovation, which includes luxury vinyl flooring, modernized bathrooms, and curated designer furnishings throughout. The residence is offered fully furnished, complete with tasteful décor and original artwork, allowing for an effortless move-in or turnkey rental opportunity.

3536 Island Dr, North Topsail Beach

$1,175,000

4 Beds ⋅ 2 Baths

Welcome to ''Serenity by the Sea'' -- a rare oceanfront opportunity in the highly sought-after Old Settlers Beach section of North Topsail Beach, where charming coastal character, direct beachfront living, and proven rental performance come together beautifully. YOUR OWN PRIVATE BEACH ESSENTIALLY--rare location. Potential $110,000 gross. Perfectly positioned on nearly private oceanfront lot with private beach access, this beautifully updated 4-bedroom, 2-bath coastal retreat offers the ideal blend of personal getaway and investment property. With approximately 1,300+ heated square feet, this home maximizes every inch with a desirable reverse floor plan designed to showcase breathtaking Atlantic Ocean views from the main living spaces. The upper level features an open-concept kitchen, dining, and living area filled with natural light, vaulted ceilings, and expansive oceanfront decking where sunrise coffee and evening ocean breezes become part of daily life. Updated finishes, solid surface countertops, coastal-inspired interiors, and spacious entertaining areas create an inviting atmosphere for owners and guests alike. The home's flexible layout includes multiple ocean-view bedrooms, dual covered and open decks, outdoor gathering spaces, and direct access to one of North Topsail's widest stretches of sandy shoreline. Whether enjoying the deck swing, outdoor seating areas, or panoramic views, this property captures the true essence of beachfront living. Highlights Include: Direct oceanfront location in Old Settlers Beach 4 bedrooms / 2 baths Reverse floor plan for elevated views Expansive multi-level decking Private beach walkway Strong vacation rental potential Updated kitchen and interior finishes Turnkey furnished coastal retreat Covered parking and outdoor storage Ideal second home, investment property, or primary beachfront residence Located in one of North Topsail Beach's most desirable niches, Old Settlers Beach is known for its quieter setting, strong rental demand, and proximity to Surf City dining, shopping, and entertainment while maintaining a more private coastal feel. Comparable recent sales in this niche continue to demonstrate strong demand for well-positioned oceanfront homes, especially those offering charm, updated interiors, and rental flexibility. () Whether you're seeking a proven income-producing asset, family beach escape, or your own piece of Topsail Island paradise, 238 Topsail Road delivers the location, views, and lifestyle buyers dream about. Experience oceanfront living where every day feels like vacation.

238 Topsail Rd, North Topsail Beach

$1,100,000

6 Beds ⋅ 5 Baths

The motivated sellers are now offering a 2-1 buy down which has a value of roughly $20,000 for anyone who has a signed contract by September 1st and closes in a reasonable amount of time!! This premium fully furnished end unit of the Topsail Wynds subdivision stands above the rest with the best views, an 8 foot island in the kitchen where the other units only have a 6 foot countertop, a 6-person hot tub on the top balcony just off the kitchen, an outdoor shower for when coming back from the beach, and the garage has been converted into and entertainment area complete with bar, ping pong table and more! With two primary suites and four other bedrooms it easily sleeps more than a dozen, has generated $55-65k in annual rental income over the past few years, and can certainly generate more that $100k annually as seen in the supplement document. Conveniently located right next to the Seaview Fishing Pier allows for convent access for the fishing enthusiasts, and the private beach access just steps away makes it easy to enjoy the salt, sand and sea. With six balconies and vast windows everywhere you turn, the breathtaking views of the ocean and intercoastal waterway are endless. This turnkey opportunity is your chance to own a luxury piece of paradise!!

210 Goldsboro Dr, North Topsail Beach

$1,050,000

6 Beds ⋅ 5 Baths

Welcome to coastal living at its finest! Completely turnkey and fully stocked - this home includes everything from the TVs and furnishings to dishes, silverware and linens! Just bring your bag! This spacious 6-bedroom, 4.5-bathroom home offers the perfect blend of comfort, functionality, and investment potential. Ideally located just a short walk to beach access, this property is perfectly positioned for enjoying everything the coast has to offer. Designed with entertaining in mind, the expansive main living area flows seamlessly into the kitchen, creating an open and inviting space for gatherings with family and friends. Multiple decks on both sides of the home showcase stunning sound and ocean views, providing the perfect setting to relax, unwind, and take in the coastal breeze. With ample space to accommodate large groups, this home is an excellent opportunity for a vacation rental investment or a private seaside retreat. Whether you're looking for a primary residence, second home, or income-producing property, this one checks all the boxes. Don't miss your chance to own a piece of paradise--schedule your showing today!

208 Goldsboro Dr, North Topsail Beach

$1,050,000

4 Beds ⋅ 5 Baths

Built in 2018, fully furnished, and generating over $100,000 in rental income in 2025, this North Topsail Beach home offers a combination of features that are increasingly difficult to find in one property. Situated on an oversized lot and located within walking, biking, or golf cart distance to beach access, the home delivers the coastal lifestyle buyers are looking for while benefiting from more reasonable insurance costs than many oceanfront properties. Designed with both personal enjoyment and rental performance in mind, the reverse floorplan provides separation between gathering spaces and sleeping quarters. Elevator access serves all levels, while the top-floor primary suite creates a private retreat complete with a coffee bar, mini fridge, two private decks, and a spa-inspired bath featuring a subway tile shower and PedraFina Bianco marble dual vanity. The main living level is designed for bringing people together, with an open-concept layout connecting the kitchen, dining, and living areas. Stainless steel appliances, a walk-in pantry, ample cabinetry, shiplap accents, subway tile, and coastal finishes create a space that feels both inviting and functional. The lower level includes two queen suites with private baths and a bunk room with its own bath, offering flexibility for guests and larger groups. Outside, the heated saltwater pool, first-level hot tub, expansive decks, and outdoor shower create multiple spaces to relax after a day at the beach. The oversized lot provides additional parking, storage, and separation that is becoming increasingly rare along Island Drive. Built with long-term coastal durability in mind, the home features CertainTeed 50-year architectural shingles, standing seam metal roof accents, copper deck flashing, vinyl shake siding, and Smart Vent foundation protection. Conveniently located between Surf City and North Topsail, the property offers easy access to restaurants, boating, shopping, and beach activities. Whether you're searching for a second home, investment property, or a combination of both, this home offers the location, amenities, and proven performance that continue to drive demand along the coast.

2671 Island Dr, North Topsail Beach

$1,085,000

3 Beds ⋅ 3 Baths

Brand new HVACs!!!! Experience refined coastal living with exceptional income potential in this beautifully furnished 3-bedroom, 2-bath residence located in the desirable Villages of Stump Sound. Just minutes to Surf City, offering stunning ocean views without the cost or complexity of oceanfront ownership, this home provides the rare advantage of lower insurance while still capturing breathtaking ocean views. High-end furnishings are included, making this property truly turnkey and ideal for immediate enjoyment or short-term rental use. The open, light-filled layout is designed for comfort and coastal elegance, appealing to both owners and renters alike. Community amenities include private beach access, tennis courts, and a resort-style swimming pool, enhancing both lifestyle and rental demand. Perfectly positioned for a smart coastal investment or elevated beach retreat, this home delivers the best of ocean-view living with proven appeal, modern convenience, and strong rental performance.

126 S Permuda Wynd Dr, North Topsail Beach

$1,249,000

5 Beds ⋅ 3 Baths

This 5 bed/3 bath coastal retreat lives far larger than it appears. A rare find on Topsail Island, offering canalfront living W/unobstructed ocean views, second row, delivering both sunrise & sunset views from multiple decks. Located on Galleon Bay, this property is ready for you & your water toys! Currently the town owns the oceanfront lot in front of this home enhancing the unique opportunity. Designed to maximize enjoyment & versatility, it features an in-ground pool, hot tub, private dock, private boat ramp, & canalfront fire pit; making it easy to enjoy life on the water by boat, or while unwinding waterside in the evenings. Expansive outdoor living areas create a resort-style atmosphere, ideal for entertaining, relaxing, & gathering after a day at the beach. The home is nestled between two public beach accesses. An outdoor theater area adds another layer of experience for movie nights while listening to the ocean. Inside, the home embraces total coastal vibes W/themed bedrooms, playful island touches, & a relaxed beach aura that makes you feel like part of Topsail Island rather than just visiting.The layout accommodates larger groups w/ 2 living rooms, maintaining flow & functionality. The property is being offered furnished, allowing for a seamless transition. Additional highlights include ample parking, space for beach & water toys, & thoughtful exterior features that enhance convenience & usability year-round. Come enjoy the poolside, canal-view tiki bar, an 8 seat entertaining hotspot that truly has to be experienced in person! Per the seller, this jewel averages over 170K in GRI. Rental income is not guaranteed & may vary based on management & market conditions. Very few properties on Topsail Island offer this level of flexibility; canalfront access, ocean views, private pool, hot tub, dock, boat ramp, fire pit, outdoor theater, multiple decks, & strong rental performance! A unique opportunity that delivers lifestyle, experience, & lasting value. Current bookings YTD for 2026 for Airbnb are over 50,000 and YTD for VRBO are over 96,000 Welcome to one of the most unique and versatile properties on Topsail Island a rare coastal offering that seamlessly blends canalfront living, unobstructed ocean views, and exceptional rental appeal into one unforgettable package. Don't let the exterior scale fool you. This home opens up to 5 bedrooms and 3 bathrooms, thoughtfully arranged to accommodate larger groups while maintaining comfort and flow. Every space has been designed with intention, embracing a relaxed coastal theme that feels authentic, playful, and unmistakably "island." From themed bedrooms to curated finishes and beach-inspired details, the home delivers a fun, immersive experience that makes guests and owners alike feel connected to Topsail's laid-back lifestyle. What truly sets this property apart is its extraordinary outdoor living environment an absolute rarity on the island. The home is canalfront with a private dock and boat ramp, offering direct access to the water for boating, paddleboarding, kayaking, or simply enjoying life on the sound. At the same time, the property enjoys unobstructed ocean views from the second row, allowing you to take in both sunrise over the Atlantic and sunset over the canal, all from the comfort of multiple expansive decks. Outdoor amenities are nothing short of exceptional. The property features an in-ground pool, hot tub, and multiple lounging and entertaining areas designed to maximize both relaxation and social gathering. Whether you're hosting friends, enjoying quiet mornings with coffee, or unwinding after a beach day, the outdoor spaces deliver a resort-style experience that feels effortless and fun. Add in ample space for beach gear, water toys, and gathering areas, and you have an environment that encourages people to stay, linger, and return. The home is being offered furnished, allowing for a smooth transition for continued use or future ownership plans. Parking is generous another valuable feature on Topsail Island making the property convenient for owners and guests alike. From an investment perspective, the property has demonstrated strong performance. Per the seller, the home averages over $170,000 in gross rental income, reflecting its desirability, unique amenity set, and repeat-guest appeal. Rental history is available upon request; however, income is not guaranteed and future performance may vary based on management, market conditions, and owner use. What makes this home truly special is that it doesn't force a compromise. Very few properties on Topsail Island offer canalfront access, ocean views, private pool, hot tub, dock, boat ramp, and extensive outdoor living all in one location. It's this rare combination that elevates the home beyond a typical beach house and places it firmly in "unicorn" territory. Whether envisioned as a personal coastal retreat, a shared ownership opportunity, or a high-performing rental asset, this property stands apart in a market where true uniqueness is increasingly hard to find. It's not just a place to stay it's a place to experience Topsail Island at its fullest.

1601 New River Inlet Rd, North Topsail Beach

$1,249,500

4 Beds ⋅ 4 Baths

Stunning second row to the ocean, four-bedroom, four-bath home, nestled in a highly sought-after waterfront community that spans from the sea to the sound. There is an elevator for easy access to each floor and carrying up bags/groceries. First floor is a welcoming foyer to drop your items and take either the stairs or elevator up. Second floor has four bedrooms, with three full bathrooms. Third floor offers an expansive living room, dining room and kitchen along with another full bathroom. Ideal for entertaining large groups. LVP flooring throughout with white shaker style cabinets and granite countertops in the kitchen; outside features hardie board siding for durability. Home offers plenty of parking for all your guests, with 4 covered spots underneath the home and 2 more gravel spots in the driveway. Home comes fully furnished and turnkey ready, with an outdoor shower for beach toys and sandy guests. Currently being used as a Vacation Rental, when the seller does not have family there, with an established rental history. Enjoy exclusive access to a community pool, clubhouse, and courts for tennis and pickleball, kayak and paddleboard launch, all while being just steps away from private beach access. Revel in breathtaking ocean views and the unique charm of the bumblebee tower, making this property a true gem for historical enthusiasts. If you are considering an investment property, secondary home or primary, make sure to stop and see this home before it is gone.

132 N Permuda Wynd Dr, North Topsail Beach

$1,075,000

5 Beds ⋅ 4 Baths

Welcome to this beautifully maintained oceanfront duplex in the highly sought-after Villas By The Sea community of North Topsail Beach. Offered fully furnished and move-in ready, this 5-bedroom, 4-bath home spans three thoughtfully designed levels and works equally well as a primary residence, second home, or turnkey investment. What truly sets this property apart is its exceptional end-unit positioning, offering some of the most expansive and unobstructed views in the entire community. Northeast-facing oceanfront vistas stretch toward Seaview Pier, providing rare wraparound coastal views from both the front and side of the home. The main living level features an elevator, open-concept living, dining, and kitchen areas filled with natural light and ocean views, plus a bedroom and full bath ideal for guests or single-level living. The interior has been freshly painted, and the main level showcases brand-new LVP flooring. Upstairs, additional bedrooms offer comfortable accommodations, with several providing direct access to oceanfront decks. The entire top floor is dedicated to the private primary suite, complete with an en-suite bath and its own oceanfront balcony--perfect for sunrise views and sea breezes. Outdoor living shines with three levels of wide oceanfront decks, a private hot tub overlooking the Atlantic, and an outdoor shower. Just steps away, enjoy the oceanfront community pool. The Villas By The Sea HOA offers exceptional value with its community POOL and HOA covering flood insurance, roof, siding, decks, landscaping, power washing, pool maintenance, and trash removal, allowing for truly low-maintenance ownership. With strong rental appeal-- 127K booked so far for 2026-and close proximity to oceanfront dining, shopping, breweries, parks, and local attractions, this is a rare opportunity to own an oceanfront home with unmatched views, proven demand, and effortless coastal living. For Information about our preferred lender and the incentives you may qualify for, please ask your agent to review the agent comments for additional details.

874 Villas Dr, North Topsail Beach

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