Waterfront Homes for Sale in North Topsail Beach, NC

Welcome to your dedicated resource for waterfront homes for sale in North Topsail Beach, NC. This page is your live portal for listings that match the exact homes for sale you demand, filtering out irrelevant properties to save you time. As a local North Topsail Beach, NC agent, Coastal Realty Associates specializes in the unique market dynamics of this area, offering insights into amenities, home values, and investment potential. Start exploring the waterfront properties currently available below, or contact a local agent to discuss the details that matters most to your search.

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All Waterfront Homes for Sale in North Topsail Beach, NC

$1,175,000

4 Beds ⋅ 2 Baths

Welcome to ''Serenity by the Sea'' -- a rare oceanfront opportunity in the highly sought-after Old Settlers Beach section of North Topsail Beach, where charming coastal character, direct beachfront living, and proven rental performance come together beautifully. YOUR OWN PRIVATE BEACH ESSENTIALLY--rare location. Potential $110,000 gross. Perfectly positioned on nearly private oceanfront lot with private beach access, this beautifully updated 4-bedroom, 2-bath coastal retreat offers the ideal blend of personal getaway and investment property. With approximately 1,300+ heated square feet, this home maximizes every inch with a desirable reverse floor plan designed to showcase breathtaking Atlantic Ocean views from the main living spaces. The upper level features an open-concept kitchen, dining, and living area filled with natural light, vaulted ceilings, and expansive oceanfront decking where sunrise coffee and evening ocean breezes become part of daily life. Updated finishes, solid surface countertops, coastal-inspired interiors, and spacious entertaining areas create an inviting atmosphere for owners and guests alike. The home's flexible layout includes multiple ocean-view bedrooms, dual covered and open decks, outdoor gathering spaces, and direct access to one of North Topsail's widest stretches of sandy shoreline. Whether enjoying the deck swing, outdoor seating areas, or panoramic views, this property captures the true essence of beachfront living. Highlights Include: Direct oceanfront location in Old Settlers Beach 4 bedrooms / 2 baths Reverse floor plan for elevated views Expansive multi-level decking Private beach walkway Strong vacation rental potential Updated kitchen and interior finishes Turnkey furnished coastal retreat Covered parking and outdoor storage Ideal second home, investment property, or primary beachfront residence Located in one of North Topsail Beach's most desirable niches, Old Settlers Beach is known for its quieter setting, strong rental demand, and proximity to Surf City dining, shopping, and entertainment while maintaining a more private coastal feel. Comparable recent sales in this niche continue to demonstrate strong demand for well-positioned oceanfront homes, especially those offering charm, updated interiors, and rental flexibility. () Whether you're seeking a proven income-producing asset, family beach escape, or your own piece of Topsail Island paradise, 238 Topsail Road delivers the location, views, and lifestyle buyers dream about. Experience oceanfront living where every day feels like vacation.

238 Topsail Rd, North Topsail Beach

$1,650,000

5 Beds ⋅ 4 Baths

5 bedroom, 4 bath Oceanfront home with an open living concept and has spectacular ocean views. This home features 2 master bedrooms with large tubs and a separate shower. The 3rd bedroom has a shared private shower as well. On the outside you will find a hot tub, an enclosed shower, fish cleaning sink and station along with a 10' x 10' sun deck with benches on you way down the walkway to the ocean. New metal roof in 2021, all windows and external doors were replaced in 2021. Depending on property permitting, you may be able to install an oceanfront pool. Survey with Static vegetation line on file

388 New River Inlet Rd, North Topsail Beach

$1,275,000

4 Beds ⋅ 3 Baths

Welcome to coastal living at its finest in North Topsail Beach, North Carolina. Perfectly positioned along the oceanfront, this exceptional property offers breathtaking, unobstructed views of the Atlantic and the rare convenience of direct beach access right from your doorstep! Designed to fully embrace its stunning surroundings, the home features multiple levels of expansive decks, providing the ideal setting to enjoy sunrises over the water, entertain guests, or simply relax while taking in the sights and sounds of the ocean. Inside, you will find four spacious bedrooms and three full bathrooms, offering comfortable accommodations for family and guests alike. The living areas and all bedrooms are thoughtfully oriented to take full advantage of the oceanfront setting, allowing you to enjoy stunning water views from nearly every space in the home. Additional exterior features enhance the coastal lifestyle, including an outdoor shower--perfect for rinsing off after a day on the beach--and a large driveway with ample parking for multiple vehicles, a rare and valuable feature for oceanfront properties. Throughout the home, generous storage options ensure there is plenty of space for beach gear, personal belongings, and more. As a short-term rental, the property is well-suited to accommodate up to 14 guests, offering strong potential for vacation rental income. Whether you're seeking a primary residence, vacation getaway, or investment opportunity, this oceanfront retreat offers the perfect blend of comfort, convenience, and unparalleled views in one of the most desirable locations along the North Carolina coast!

3930 Island Dr, North Topsail Beach

$1,425,000

8 Beds ⋅ 5 Baths

**Breathtaking marshfront living with panoramic sound views, peek-a-boo ocean vistas, premier community amenities, and up to $20,000 toward a rate buydown or buyer closing costs with an acceptable offer!** Experience coastal luxury in this exceptional new construction marshfront home in the sought-after Village of Stump Sound. Offering 8 bedrooms, 5 baths, 2,938 square feet, and dual spacious primary suites, this thoughtfully designed home is ideal as a luxury vacation rental, second home, or full-time residence. Built specifically for the coastal environment, this home showcases premium construction rarely found today, including ZIP System® watertight sheathing, spray foam insulation, HardiePlank® siding, a Viewrail stainless steel railing system, and all stainless steel exterior fasteners. Together, these features provide exceptional durability, energy efficiency, corrosion resistance, and low-maintenance ownership for years to come. Nestled among mature live oaks on the peaceful backside of North Topsail Beach, this home offers tranquil marshfront living with panoramic sound views. Rich mahogany accents highlight the inviting low country-style front porch, creating a warm architectural welcome that complements the home's exceptional craftsmanship. Built on higher ground outside the AE flood zone, the current annual flood insurance policy is under $2,000. Enjoy over 900 square feet of covered decking designed to maximize panoramic marsh and sound views with peek-a-boo ocean vistas. The premium stainless steel railing system preserves the scenery while creating the perfect setting for morning coffee, sunset cocktails, or simply relaxing after a day on the water. Inside, the open-concept floor plan features towering custom cabinetry with decorative trim, under-cabinet lighting, gold fixtures, luxury vinyl plank flooring, and an expansive kitchen with eight feet of bar seating overlooking the water. Walls of windows fill the home with natural light while framing the surrounding marsh and sound. Dual primary suites provide exceptional flexibility for owners and guests, while the spa-inspired primary bath features an integrated wet room with a fully tiled walk-in shower and enclosed soaking tub. Additional highlights include a 3-stop elevator, private outdoor shower, generous ground-level storage for beach gear, kayaks and boating equipment, Low-E impact windows, programmable thermostats, and energy-efficient appliances. Village of Stump Sound offers an oceanfront pool, clubhouse with private beach walkover, tennis and pickleball courts, a community kayak launch, day dock, and planned dredging to further enhance water access. Residents also enjoy direct access to **one of the widest sections of beach on North Topsail Island**, providing plenty of room to spread out and enjoy the shoreline even during peak summer season. Currently in its first rental season and professionally maintained by the original builder/owner, this property offers excellent investment potential with fully booked summer and weekly rental income approaching $10,000. Existing rental reservations are to be honored by the seller before closing. Rental history is available upon request; buyers should independently verify rental projections. The builder is offering **up to $20,000 toward a rate buydown or buyer closing costs** with an acceptable offer, creating significant savings and improved affordability. Whether you're searching for a luxury primary residence, second home, or high-performing investment property, this home combines exceptional craftsmanship, premium coastal construction, breathtaking water views, outstanding community amenities, and excellent income potential in one of North Topsail Beach's premier waterfront communities. Listing agent is a member of the selling LLC. Home may convey furnished if elected by buyer.

109 Old Village Ln, North Topsail Beach

$1,290,000

4 Beds ⋅ 4 Baths

Beautiful waterfront home in tranquil North Topsail offering direct Intracoastal Waterway frontage and stunning sunset views from nearly every room. Situated on a peaceful 1.36 acre homesite, this 4 bedroom, 3 full bath, 2 half bath home spans 2,342 sq ft & is designed for easy coastal living with a reverse floor plan, multiple porches, & expansive water views. The main level features luxury vinyl plank flooring throughout and a secondary living room overlooking the ICWW. A waterfront bedroom offers private access to the covered porch & an en suite bath with dual vanities. Two additional bedrooms are positioned on the opposite side, including one with a private balcony overlooking the water & another with access to the front porch & screened porch leading to the rear deck. A full bath with dual vanities and laundry room complete this floor. Upstairs, a bright and open living area showcases panoramic ICWW views, a gas fireplace with built-ins, & seamless flow to the dining area, screened porch, and upper deck-perfect for enjoying coastal breezes. A small open balcony with ocean views is the perfect spot to catch a sunrise with coffee in hand. A well-equipped kitchen features granite countertops, a newer Samsung microwave, ample prep space, pantry storage, and a center island for additional seating. The primary suite offers a private retreat with a walk-in closet, en suite bath with tiled shower & makeup vanity, & direct access to the back deck. Outdoor living features multiple levels of covered & open decking, a large covered lower deck with swing, outdoor shower, & generous covered storage. A one-car garage adds convenience, while the expansive lot provides both privacy & room to enjoy the coastal setting. Option of future elevator. Cape Island residents enjoy access to a pool and clubhouse, boat ramp, & designated beach access with parking. Just a short bike ride to the pier & town park with numerous nearby dining, this location offers the best of coastal living.

42 Sailview Dr, North Topsail Beach

$1,649,000

5 Beds ⋅ 4 Baths

Motivated seller! New Price! Waterfront Living Just Steps from the Beach with a Private Dock & ICW Access! This home is a perfect primary residence, vacation retreat, or income-producing investment property. The best of coastal living offering 5-bedroom and 4-full baths, an open floor plan with huge rooms and windows everywhere. Perfectly positioned between the Atlantic Ocean and the Intracoastal Waterway, you'll enjoy breathtaking water views from nearly every room. The open-concept floor plan features spacious living and entertaining areas, expansive wraparound decks, a screened porch, hot tub, and an outdoor shower--ideal for relaxing after a day on the beach or on the water. Boaters will appreciate the private dock with a 16,000-lb boat lift, lower dock for launching kayaks and paddleboards, and quick access to the Intracoastal Waterway via a recently dredged canal. Situated on a large corner lot with room to add an elevator, and with a pool permit currently in process, this property offers outstanding potential for future enhancements. Additional highlights include transferable flood insurance for under $900 per year. Don't miss this rare opportunity to own a waterfront home that truly offers the best of both worlds--direct boating access and the beach just steps away. Listing agent is the owner.

306 Marina Way, North Topsail Beach

$2,000,000

7 Beds ⋅ 7 Baths

Welcome to 430 New River Inlet Rd, an exceptional oceanfront retreat on the shores of North Topsail Beach. This beautifully designed coastal residence offers the perfect balance of refined luxury, comfort, and proven investment potential. Spanning nearly 4,000 square feet, the home features 7 spacious bedrooms and 7 well-appointed bathrooms, thoughtfully arranged to accommodate both private enjoyment and guest experiences. Designed to maximize panoramic views of the Atlantic, this home showcases expansive windows, multiple oceanfront decks, and an open-concept layout ideal for effortless entertaining. Interior highlights include high-end finishes, a gourmet kitchen, and inviting gathering spaces that seamlessly blend indoor and outdoor living. Whether you're seeking a private coastal escape or a high-performing vacation rental, this property delivers an elevated beach lifestyle just steps from the sand. As an added incentive, the seller is offering a $20,000 buyer credit, providing flexibility for closing costs, upgrades, or personal touches.

430 New River Inlet Rd, North Topsail Beach

$1,848,000

4 Beds ⋅ 5 Baths

Welcome to 1509 New River Inlet Road, a custom-built coastal home that spans from the ocean to the sound, offering private oceanfront beach access and beautiful soundside views. Designed to capture the best of island living, this property provides the perfect setting to enjoy both sunrise over the Atlantic and sunset over the Intracoastal Waterway. This 4-bedroom, 4.5-bath home is offered fully furnished and turnkey with thoughtful design and quality finishes throughout. Two spacious primary suites provide comfortable private retreats, while the open-concept kitchen and living area create an ideal space for gathering and entertaining. Large windows and expansive living areas bring in natural light while showcasing the surrounding coastal scenery. Outdoor living includes decks on both the ocean-facing and sound-facing sides, allowing you to take in the views and coastal breezes throughout the day. With private beach access and convenient proximity to local dining, marinas, and island amenities, this property is well suited as a primary residence, second home, or investment opportunity on Topsail Island.

1509 New River Inlet Rd, North Topsail Beach

$2,097,000

5 Beds ⋅ 4 Baths

Exquisite coastal retreat with endless ocean views. Meticulously maintained, this stunning 5-bedroom oceanfront residence is thoughtfully designed to capture breathtaking coastal views. An abundance of windows and oceanfront sliding glass doors flood the home with natural light and provide seamless access to expansive decks, steps leading to the gazebo, and direct beach access-perfect for enjoying the sand and surf just beyond your doorstep. The open-concept main living level features a convenient 3-stop elevator located just off the kitchen and living room. The chef's kitchen is a dream, showcasing quartz countertops, a large bar, stainless steel appliances, and a gas range-ideal for entertaining. Elegant porcelain tile flooring flows throughout the entire home. The oceanfront primary suite is located on the main living level and offers private deck access along with a luxurious ensuite featuring a freestanding soaking tub and a spacious tiled walk-in shower. The first floor includes four additional bedrooms that share two Jack-and-Jill bathrooms-one with a tiled tub and the other with a tiled walk-in shower. Two of these bedrooms offer private oceanfront access. The other two bedrooms have their own private balcony. Outdoor living is enhanced by a beautiful saltwater pool and hot tub, surrounded by a durable composite deck and vinyl fencing-creating a private retreat just steps from the beach. The home also features a metal-fenced side yard, perfect for pets to enjoy safely. Along with ample parking. Highlights include solar-powered hurricane shutters, a fully encapsulated attic, and a remote water shut-off system, providing efficiency, convenience, and peace of mind.Offered fully furnished and turnkey, this home is ideal as a primary residence, second home, or impressive rental opportunity. Enjoy the summer months yourself or take advantage of the potential for strong summer rental income in this exceptional oceanfront retreat. Call to schedule a showing!

728 New River Inlet Rd, North Topsail Beach

$1,299,000

4 Beds ⋅ 3 Baths

Wake up to breathtaking sunrises and fall asleep to the sound of the waves in this stunning oceanfront retreat. Perfectly positioned directly on the beach, this elevated coastal home offers panoramic water views, strong rental performance, and the ideal blend of investment potential and personal getaway. Currently averaging $110,000 per year in gross rental income, 1078 New River Inlet Road is a proven performer with exceptional guest appeal. The top floor is designed for relaxation and entertaining. The open floor plan flows seamlessly from the kitchen to the living and dining spaces and out onto the deck. The top floor is complete with your first of four bedrooms and a cozy reading nook. Generous decking spans the front of the home, creating the perfect setting for outdoor dining, lounging and soaking in the coastal scenery. The first level is thoughtfully designed with three spacious bedrooms, two full bathrooms and a flex room, ideal for kids, guests or multi-family stays. Whether you're seeking a high performing short-term rental, a vacation retreat or a combination of both, this oceanfront gem delivers lifestyle and income in one exceptional package.

1078 New River Inlet Rd, North Topsail Beach

$1,500,000

Builder's playground in North Topsail Beach! An exceptional and increasingly rare opportunity awaits with this over 9-acre tract offering more than 800 feet of road frontage and the potential for up to 13 second-row lots. Finding even two adjacent lots on this coastal barrier island is a challenge- having the possibility of thirteen makes this property truly extraordinary. Zoned R-15, the parcel is well-suited for single-family or duplex development, providing flexibility for a variety of build strategies. Future homes could enjoy stunning views of the Intracoastal Waterway, abundant coastal wildlife, and the ocean, creating strong appeal for end buyers. With public beach access just north and the potential to secure private beach access, this property offers both convenience and exclusivity. Additional neighboring properties are also moving toward market, further enhancing the long-term value and development potential of this location. This is a prime opportunity for builders and developers looking to capitalize on a scarce asset in a high-demand coastal area. Call today- bring your engineer and explore the full potential of this remarkable property.

1195 New River Inlet Rd, North Topsail Beach

$1,249,000

5 Beds ⋅ 3 Baths

This 5 bed/3 bath coastal retreat lives far larger than it appears. A rare find on Topsail Island, offering canalfront living W/unobstructed ocean views, second row, delivering both sunrise & sunset views from multiple decks. Located on Galleon Bay, this property is ready for you & your water toys! Currently the town owns the oceanfront lot in front of this home enhancing the unique opportunity. Designed to maximize enjoyment & versatility, it features an in-ground pool, hot tub, private dock, private boat ramp, & canalfront fire pit; making it easy to enjoy life on the water by boat, or while unwinding waterside in the evenings. Expansive outdoor living areas create a resort-style atmosphere, ideal for entertaining, relaxing, & gathering after a day at the beach. The home is nestled between two public beach accesses. An outdoor theater area adds another layer of experience for movie nights while listening to the ocean. Inside, the home embraces total coastal vibes W/themed bedrooms, playful island touches, & a relaxed beach aura that makes you feel like part of Topsail Island rather than just visiting.The layout accommodates larger groups w/ 2 living rooms, maintaining flow & functionality. The property is being offered furnished, allowing for a seamless transition. Additional highlights include ample parking, space for beach & water toys, & thoughtful exterior features that enhance convenience & usability year-round. Come enjoy the poolside, canal-view tiki bar, an 8 seat entertaining hotspot that truly has to be experienced in person! Per the seller, this jewel averages over 170K in GRI. Rental income is not guaranteed & may vary based on management & market conditions. Very few properties on Topsail Island offer this level of flexibility; canalfront access, ocean views, private pool, hot tub, dock, boat ramp, fire pit, outdoor theater, multiple decks, & strong rental performance! A unique opportunity that delivers lifestyle, experience, & lasting value. Current bookings YTD for 2026 for Airbnb are over 50,000 and YTD for VRBO are over 96,000 Welcome to one of the most unique and versatile properties on Topsail Island a rare coastal offering that seamlessly blends canalfront living, unobstructed ocean views, and exceptional rental appeal into one unforgettable package. Don't let the exterior scale fool you. This home opens up to 5 bedrooms and 3 bathrooms, thoughtfully arranged to accommodate larger groups while maintaining comfort and flow. Every space has been designed with intention, embracing a relaxed coastal theme that feels authentic, playful, and unmistakably "island." From themed bedrooms to curated finishes and beach-inspired details, the home delivers a fun, immersive experience that makes guests and owners alike feel connected to Topsail's laid-back lifestyle. What truly sets this property apart is its extraordinary outdoor living environment an absolute rarity on the island. The home is canalfront with a private dock and boat ramp, offering direct access to the water for boating, paddleboarding, kayaking, or simply enjoying life on the sound. At the same time, the property enjoys unobstructed ocean views from the second row, allowing you to take in both sunrise over the Atlantic and sunset over the canal, all from the comfort of multiple expansive decks. Outdoor amenities are nothing short of exceptional. The property features an in-ground pool, hot tub, and multiple lounging and entertaining areas designed to maximize both relaxation and social gathering. Whether you're hosting friends, enjoying quiet mornings with coffee, or unwinding after a beach day, the outdoor spaces deliver a resort-style experience that feels effortless and fun. Add in ample space for beach gear, water toys, and gathering areas, and you have an environment that encourages people to stay, linger, and return. The home is being offered furnished, allowing for a smooth transition for continued use or future ownership plans. Parking is generous another valuable feature on Topsail Island making the property convenient for owners and guests alike. From an investment perspective, the property has demonstrated strong performance. Per the seller, the home averages over $170,000 in gross rental income, reflecting its desirability, unique amenity set, and repeat-guest appeal. Rental history is available upon request; however, income is not guaranteed and future performance may vary based on management, market conditions, and owner use. What makes this home truly special is that it doesn't force a compromise. Very few properties on Topsail Island offer canalfront access, ocean views, private pool, hot tub, dock, boat ramp, and extensive outdoor living all in one location. It's this rare combination that elevates the home beyond a typical beach house and places it firmly in "unicorn" territory. Whether envisioned as a personal coastal retreat, a shared ownership opportunity, or a high-performing rental asset, this property stands apart in a market where true uniqueness is increasingly hard to find. It's not just a place to stay it's a place to experience Topsail Island at its fullest.

1601 New River Inlet Rd, North Topsail Beach

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