Homes for Sale in Surf City, NC Between $1,000,000 to $1,250,000

Welcome to your dedicated resource for Homes for Sale Between $1,000,000 to $1,250,000 in Surf City, NC. This page is your live portal for listings that match the exact homes for sale you demand, filtering out irrelevant properties to save you time. As a local Surf City, NC agent, Coastal Realty Associates specializes in the unique market dynamics of this area, offering insights into amenities, home values, and investment potential. Start exploring the properties currently available between $1,000,000 to $1,250,000 below, or contact a local agent to discuss the details that matters most to your search.

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All Surf City, NC Homes for Sale Between $1,000,000 to $1,250,000

$1,180,000

7 Beds ⋅ 4 Baths

What a view from this Surf City Home with Solid Rental History if interested! The Ground Floor offers a multi-car Carport, Outdoor Storage Room, Golf Cart Parking, and all before you walk in the home! As you enter from Ground level, you'll find more Storage, and access to steps or the Elevator to take to the First Floor and beyond! Once on the First Floor, you'll find 2 Primary Suites, 2 other Bedrooms that are Generous in size, and a Full Bath for the 2 to share! Also, take a minute to enjoy the view on the Front Porch as well! As you go up another level the the 2nd Floor, you'll find a true Open Concept with Beautiful Kitchen, Dining Area, and a few different living spaces to sit and relax! You'll also find access to another Porch over looking the Beautiful Sound! There are also 2 bedrooms on this floor and full Bath as well! Don't miss the Crows Nest on the top floor which could be used as a 7th BR, Loft, or whatever you choose! There is also access to a private Deck that once again shows off the incredible views! This home has it all, including a shared pool, an outdoor shower, and quick access to Beach, Parks, Restaurants, Shops and more!

822 S Topsail Dr Unit A, Surf City

$1,100,000

3 Beds ⋅ 3 Baths

Your dream waterfront retreat on Topsail Island is here. This beautifully maintained canal-front home showcases the best of coastal living, offering stunning sunset views, direct water access, and multiple outdoor spaces designed for effortless relaxation. Perfectly positioned on a deep canal, the property includes a boat lift and generous outdoor living areas ideal for year-round enjoyment. Surf City rests on a 23-mile barrier island celebrated for its natural beauty, laid-back atmosphere, and endless recreation. Inside, the home features 3 bedrooms and 2 baths, plus a waterside shop with a half bath located beneath the house--perfect for storing gear, tackling projects, or accommodating guests. The interior has been thoughtfully updated with an extensive list of 2026 improvements, creating a fresh, modern coastal aesthetic: 2026 Improvements Wall removed between kitchen and living room to create a true open-concept layout Popcorn ceilings removed throughout Shiplap ceiling with center beam and recessed lighting added in living room and kitchen Kitchen upgrades: Large island seating six, designed for cooking, gathering, and entertaining New 6-burner gas range with convection and air-fry oven Over-range microwave removed and replaced with a powerful exterior-vented hood New microwave installed in the island Granite countertops All-new soft-close cabinets, drawers, and pantry storage Pantry cabinets include pull-out shelves with power outlets Dedicated spice cabinet Tiled backsplash Primary bathroom upgrades: New soft-close vanity with quartz top Tub removed and replaced with a custom tiled shower with glass door New lighting, fixtures, and mirrors Pocket door from laundry room removed and closed in Guest bathroom upgrades: New soft-close vanity with quartz top New lighting, fixtures, and mirrors New ceiling fans in primary bedroom and living room Beadboard chair rail replaced with a clean, modern finish Premium LVP flooring installed throughout, replacing carpet and older LVP All light switches and plates replaced with matching white finishes Fresh Sherwin-Williams paint throughout Beyond the interior, the home includes valuable system upgrades such as a propane tankless water heater, propane heating, thermal doors, LED lighting, a security system, and a generator for added peace of mind. Outdoor enhancements continue the theme of quality and care: a cargo lift, metal roof, storm shutters, composite decking and walkway, vinyl railings, irrigation system, fenced yard, and a fully wired shop with custom shelving and double doors. Enjoy the screened-in deck or the covered lower-level spaces as you unwind after a day on the water, taking in the salty breeze and spectacular sunsets. The neighborhood offers a peaceful blend of full-time residents and occasional weekend homeowners, resulting in minimal noise and traffic--even during peak season. Water pressure has remained consistently strong, and surrounding homes are lightly used, contributing to a quiet, relaxed environment. This property has been exceptionally cared for and offers a rare combination of location, upgrades, and waterfront lifestyle. A solid, well-maintained coastal home with features seldom found together. Don't miss your opportunity to own this Topsail Island paradise.Your dream waterfront retreat on Topsail Island has arrived. This beautifully maintained beach house captures the very best of coastal living, offering breathtaking sunset views, direct canal access, and multiple outdoor spaces designed for relaxation. Perfectly positioned on a deep waterfront canal, the property includes a boat lift and generous outdoor living areas for year-round enjoyment. Surf City sits on a 23-mile barrier island known for its natural beauty, relaxed atmosphere, and endless recreation. Inside, the home features 3 bedrooms, 2 baths, plus a waterside shop with a half bath located un

1023 1st St, Surf City

$1,200,000

4 Beds ⋅ 5 Baths

Welcome to 126 Channel Bend, an exceptional 4 bedroom, 4.5 bath 2nd Row home surrounded by trees and tucked within one of Surf City's most sought-after waterfront communities. You are just a couple of minutes from your private community beach access and private community boat access. Thoughtfully designed with both comfort and entertaining in mind, this beautiful coastal residence offers the perfect combination of modern finishes, spacious living areas, large lot with private fenced yard, and the relaxed coastal lifestyle that makes Topsail Island so desirable. Step inside to discover an inviting open floor plan filled with natural light and enhanced by tasteful coastal touches throughout. The spacious living room flows effortlessly into the well-appointed kitchen and dining area, creating the ideal setting for gatherings with family and friends. The kitchen offers abundant cabinetry, generous counter space, and a functional layout perfect for everyday living or hosting guests after a day on the water. Comfortable bedrooms with en suite baths provide private retreats, while multiple outdoor living spaces invite you to enjoy morning coffee, evening sunsets, and refreshing ocean breezes. Whether you're relaxing after a day at the beach or entertaining guests, this home is designed to maximize indoor and outdoor beach living. Located just minutes from Surf City Pier, local restaurants, shopping, and entertainment, 126 Channel Bend provides convenient access to boating, fishing, and all the recreational opportunities Topsail Island has to offer. Whether you're searching for a full-time residence, vacation getaway, or investment opportunity, this remarkable property delivers the best of the Surf City lifestyle. Experience coastal living at its finest and discover why 126 Channel Bend is the perfect place to call home.

126 Channel Bnd, Surf City

$1,089,900

3 Beds ⋅ 2 Baths

--Beautifully Updated-- canal-front home -- deep water access--stunning water views, --private boat dock. Whether you enjoy cruising the Intracoastal Waterway, fishing, or simply relaxing by the water, this property is designed for making lasting memories. --The spacious open floor plan creates the perfect gathering place for family and friends, with the living area flowing onto a covered waterfront deck-- unwind and watch the boats pass by-- The well-appointed kitchen features-- granite countertops and plenty of space for entertaining.--The main living area offers 3 bedrooms& 2 baths, while the ground-level apartment has 1 bedroom &flex space being used as a bedroom, full kitchen and bath.( 773 extra sq ft, not included in primary sq footage) Use it to maximize rental income, accommodate guests, or keep the lower level for your own private retreat while renting the upper level.--Outside, enjoy a beautifully landscaped backyard, a bulkheaded waterfront, and both covered and uncovered docking areas at your private boat dock. The deep-water canal provides direct access to the Intracoastal Waterway, making this a dream property for boating enthusiasts. Additional features include: • Deep-water canal frontage • Private boat dock with covered and uncovered area • Direct access to the Intracoastal Waterway • Spacious open-concept floor plan • Covered waterfront deck with beautiful water views • Granite countertops • Ground-level apartment with, 1 bedroom/ large flex space, full kitchen and bath • Landscaped backyard • Outdoor storage area for beach and boating gear • Excellent rental potential • Convenient location near restaurants, shopping, and local attractions • Short stroll to beach access

1041 1st St, Surf City

$1,250,000

5 Beds ⋅ 4 Baths

Welcome to your coastal retreat! This bright and inviting 5 bedroom, 3 1/2 bath home delivers both serenity and easy seaside access. The reverse floorplan home flows with ease making it ideal for entertaining. This fully furnished home with a pool offers the perfect blend of leisure and lifestyle. The second floor includes 4 bedrooms, 2 baths and has a Guest Serving area so your guests can brew that perfect cup of morning coffee to enjoy on the deck that expanses the entire length of the home. Whether on a deck, patio or by the pool, you can enjoy the ocean breeze, soak up the sun or host a gathering under the stars. This amenity rich property combines function & fun for your ultimate island experience. Should you ever want to leave your personal oasis...entertainment, local shopping and dining are all close by. Immaculately maintained and styled with coastal ease in mind, this home is ready for immediate enjoyment or investment potential as a vacation rental. You will not want to miss this opportunity to own a perfect piece of island paradise!

1318 N New River Dr, Surf City

$1,050,000

3 Beds ⋅ 2 Baths

Quaint traditional oceanfront that has been enjoyed over the years as a family retreat, the floorplan reflects 3 bedrooms and 2 baths, living room, and kitchen all on one floor with breathtaking unobstructed views over the ocean north and south from the oceanside deck. Recent improvements include new roof in 2018, new siding 2022, new windows 2022, deck 2018, and HVAC replaced 2025. Ground level can be reached from inside stairs, that can be used for storage, has the washer and dryer location, and also a stand up shower for quick rinse from sand from the beach. From our family to yours, we appreciate your visit to 2704 to see if it would meet your families needs as it has ours for many years, and is turn key as furnishings and appliances convey.

2704 S Shore Dr, Surf City

$1,199,990

4 Beds ⋅ 3 Baths

Projected to generate around $80,000 in annual rental income, this oceanfront home offers a strong opportunity for both investors and buyers looking for a coastal getaway with income potential. Located in one of Surf City's most desirable areas, this 4-bedroom, 3-bath property captures sweeping views of the Atlantic and offers a spacious setting to enjoy life by the water. The interior features a coastal-inspired style with soft blue accents, neutral tones, and crown molding throughout. Numerous upgrades add to the home's appeal. Outside, large oceanfront decks provide plenty of room to enjoy, complete with a swing bed to sit back and enjoy the view. Additional outdoor features include an outdoor shower and driveway parking for up to five vehicles, with three covered spaces and two uncovered. The main entry opens to a wide L-shaped hallway that leads to three bedrooms, a full hall bath, and a conveniently located laundry area. The spacious primary bedroom on this level overlooks the ocean. Upstairs, the third floor features vaulted ceilings and a wall of windows facing the water, bringing in natural light and showcasing the ocean views. This level includes the living area, dining space with built-in banquette seating, and a kitchen equipped with stainless steel appliances. A fourth bedroom and full bathroom are also located on the street side of this level, and the decks connect for easy access around the home. The home's position among neighboring properties offers a natural buffer from coastal weather while still maintaining wide views of the beach and ocean. Situated at the end of a cul-de-sac, the location provides added privacy and open space. The property has no HOA, features an established dune line, and is located in the award-winning Topsail School District. Two new HVAC units were installed in May 2025. Whether you're searching for a profitable rental or a place to enjoy life by the ocean, your place at the beach is waiting.

1004 N Shore Dr, Surf City

$1,080,000

7 Beds ⋅ 4 Baths

*Profitable Short-Term Rental/Airbnb* Welcome to your fully furnished dream beach retreat in the heart of Surf City--a beautifully designed three-story coastal home that blends comfort, convenience, and style just steps from the sand and close to all the local favorites. As you arrive, you're greeted by a spacious, covered parking area--perfect for multiple vehicles, golf carts, and storing all your beach gear. Step into the drop zone entryway, where a large closet provides ample space for coats, bags, and towels. From here, a sleek residential elevator offers easy access to all levels, making beach life a breeze for everyone. Inside, the home features durable and stylish LVP flooring throughout, ideal for sandy feet and easy maintenance. The layout includes two luxurious primary bedrooms, each with en suite bathrooms, offering comfort and privacy for multiple families or guests. The top floor opens into a light-filled living space with views of both the ocean and the sound, creating a perfect balance of sunrise and sunset. A modern kitchen, open-concept dining, and a cozy living area make it an inviting spot to relax or entertain. Above it all sits the crow's nest--a versatile flex room or playroom with panoramic views of Surf City. Whether you're watching the waves roll in, turning it into a kid's hideaway, or creating a quiet workspace, this unique space adds character and function to the home. Step outside to find your shared 12' x 20' inground pool, the perfect spot to cool off after a day at the beach. An outdoor shower keeps the sand outside, while multiple balconies provide quiet nooks for ocean breezes and coastal sunsets. Best of all, you're just a short walk from the beach and within easy reach of Surf City's shops, restaurants, and local attractions, making this beach house not just a getaway--but a lifestyle.

822 S Topsail Dr Unit B, Surf City

$1,065,000

4 Beds ⋅ 4 Baths

This sound-side waterfront townhome presents an exceptional opportunity to own a well-positioned coastal property with expansive water views and private dock access. This 4-bedroom, 4-bathroom home offers 2,656 square feet of open living space, thoughtfully designed to capture natural light and maximize stunning views from nearly every room and multiple outdoor decks. The private dock with spacious sun deck provides an ideal setting for enjoying sunsets, relaxing by the water, or entertaining. Interior features include 9-foot ceilings, wood flooring, a gas fireplace, and custom built-in cabinetry. The kitchen is equipped with granite countertops, bar seating, stainless steel appliances, pantry, and opens seamlessly into the main living and dining areas. The 2nd level primary suite features extensive water views, private balcony access, a walk-in closet, and recently updated bathroom with a soaking tub, tiled shower, and dual vanity. The 2 additional upstairs bedrooms offers access to their own en-suite bathroom, and the first-floor bedroom/office provides added flexibility. Additional features include custom electric hurricane shutters, an outdoor shower, and access to a waterfront community pool and clubhouse with incredible water views. Located in a cul-de-sac setting and convenient to public beach access, dining, and shopping. No short-term rentals permitted.

208 N Boca Bay Ln Unit A, Surf City

$1,250,000

Over 30 acres of land on Hwy 210 East to Surf City with 425' of road frontage. Golden opportunity for development and convenient to area beaches and all the new shopping off island in Surf City. One of the last large tracts of land this convenient to everything. Only about 30 minutes from Wilmington or Jacksonville.

Tr 1 Tr 1 Nc Highway 210 Drive E, Surf City

$1,000,000

Presenting a prime commercial land opportunity that is truly a gem in the heart of our bustling coastal town. This .97 Acre parcel is perfectly nestled in between a Wal-Mart anchored shopping center and a Publix anchored shopping center in Surf City. Situated at one of the main entrances to Surf City, this center is visited by both locals and tourists, as the Surf City town hall sits directly behind the property. This is one of the prime growing areas of Pender County, NC. According to the North Carolina office of State Budget and Management Pender County is projected to be the second fastest growing county in NC in 2030 at 1.9%. Possibilities are endless for this commercial. The surrounding area provides an abundance of amenities and attractions, small businesses and big businesses. With its close proximity to Publix, one of the most popular grocery chains in the country, your future venture will benefit from a constant flow of foot traffic and the convenience-driven mindset of the community. Whether you dream of establishing a retail store, a restaurant, or even an office space, this property offers the perfect canvas for your business aspirations. Seller discloses that DOT has a proposed plan in place to widen Highway 210 that will impact this property.

Tr 6 Tr 6 Nc Hwy, Surf City

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