4 Bedroom Homes for Sale in Surf City, NC

Welcome to your dedicated resource for 4 bedroom homes for sale in Surf City, NC. This page is your live portal for listings that match the exact homes for sale you demand, filtering out irrelevant properties to save you time. As a local Surf City, NC agent, Coastal Realty Associates specializes in the unique market dynamics of this area, offering insights into amenities, home values, and investment potential. Start exploring the 4 bedroom properties currently available below, or contact a local agent to discuss the details that matters most to your search.

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All 4 Bedroom Homes for Sale in Surf City, NC

$1,278,000

4 Beds ⋅ 2 Baths

Welcome to Vintage Vacation, an oceanfront coastal retreat where panoramic beach views, floor-to-ceiling windows, and multiple outdoor living spaces create an unforgettable waterfront experience. Perfectly positioned on the shores of Surf City, this 4-bedroom, 2-bath home offers the ideal blend of classic beach charm and breathtaking scenery. From the moment you step inside, you'll be captivated by the abundance of natural light pouring through the floor-to-ceiling windows in both the living room and the primary bedroom, framing spectacular views of the Atlantic Ocean. The open-concept living area is designed for gathering, entertaining, and soaking in the ever-changing coastal backdrop. The spacious kitchen flows seamlessly into the main living space, making it easy to host family and friends after a day on the beach. Comfortable bedrooms provide plenty of room for guests, while the oceanfront primary suite offers a peaceful retreat where you can wake up to stunning sunrises over the water. Outdoor living is where this home truly shines. Relax on the oceanfront deck, rinse off in the outdoor shower after a day in the sand, or head up to the rooftop deck to enjoy panoramic views of the Atlantic Ocean, spectacular sunsets over the island, and star-filled coastal evenings. With the beach just steps away, every day feels like a vacation. In addition to its incredible location and amenities, this property has an established history of strong rental income, making it an attractive opportunity for buyers seeking an income-producing coastal investment. Rental history and income information are available upon request. The home is being offered fully furnished with only a few exclusions, allowing the next owner to begin enjoying or renting the property with ease. Even better, this home benefits from low flood insurance costs for an oceanfront property, offering added value and long-term savings. Conveniently located near Surf City's restaurants, shopping, fishing pier, and local attractions, this property presents an exceptional opportunity as a primary residence, second home, or investment property. If you've been dreaming of owning a true oceanfront escape with unforgettable views from nearly every angle, this is the one.

2002 S Shore Dr, Surf City

$1,499,999

4 Beds ⋅ 3 Baths

$25k BUILDER INCENTIVE - ON THIS NEW CONSTRUCTION OCEANSIDE BEAUTY OR RATE BUY DOWN!! with incredible OCEAN VIEWS, and steps from your own deeded beach access. Highly desirable Dune Ridge Community in the heart of Surf City, and located on a quiet dead end street. Features 4 Bedrooms and 3 Full Baths, ELEVATOR! Boasts Luxury finishes throughout, with vaulted ceilings, modern open layout, quartz countertops, huge kitchen island for entertaining, wine cooler, sleek stainless steel appliances, large pantry. This home offers 2 levels of huge rocking chair style decks, with one partially covered by roofing, for your comfort. Also a back deck off the kitchen offers additional space for grilling and a view of your large fenced in backyard, ready to drop in a swimming pool, if you like! This one under construction, call Listing Agent for more details on completion date and choices of any interior fixtures. The dead end road winds to connect with the beach road so you can stroll, walk, bike, or drive to downtown Surf City without getting on main road. This street is a Gorgeous location, to take in the OCEAN views, so quiet at end of street, steps to the beach life, make this your very own Coastal Luxury primary, 2nd home or rental investment, STR allowed! No HOA!

737 Dune Ridge Ct, Surf City

$1,399,000

4 Beds ⋅ 4 Baths

Enjoy stunning Atlantic Ocean and Intracoastal Waterway views from this brand-new 4-bedroom, 3.5 bath luxury home, complete with balconies on every level and a 4th-floor cupola with a 360° viewing deck of the entire Island! Beach access is directly across the street, and the ground-level entertainment area with outdoor shower makes coastal living easy. Inside, the home features two primary bedroom suites, a whole-home SONOS system, surround sound in the great room, and smart-home security with Ring cameras and full monitoring. Located just 2.5 miles from Surf City, you're close to dining, shopping, the pier, parks, and boat launches. Situated in the sought-after Accolade community, residents enjoy the island's largest resort-style pool, an open-air clubhouse, and scenic walking trails under mature live oaks. This home offers luxury, convenience, and the best of Topsail Island living.

55 Accolade Dr, Surf City

$1,800,000

4 Beds ⋅ 5 Baths

Welcome to 9th Street-- one of Surf City's most coveted waterfront addresses. Built in 2019 and meticulously maintained, this custom canal-front home shows like new construction. Offering over 3,600 square feet, the home features 4 bedrooms, 4.5 bathrooms, a spacious flex room that provides valuable additional living space, and an elevator for effortless access to every level. Designed with a reverse floor plan to maximize the views, the upper level features the primary suite and open-concept living, dining, and kitchen areas, all filled with natural light and framed by expansive windows overlooking the canal with views of the Surf City Bridge and surrounding waterways. Expansive double porches on both sides of the home were designed to capture the views, offering the perfect setting for morning coffee, evening gatherings, and unforgettable sunsets over the water. Thoughtfully designed for both everyday living and entertaining, the kitchen features a large island, leathered granite countertops, stainless steel appliances, and a walk-in pantry with plumbing and drainage for a future ice machine. The open-concept design flows seamlessly into the dining and living areas, creating an inviting space for entertaining and everyday coastal living. Throughout the home, thoughtful details such as tall ceilings, wide hallways, and illuminated stairways contribute to the home's spacious feel and custom design. The primary suite is a true retreat, featuring a spacious walk-in closet and a spa-like bathroom with a luxurious walk-in shower equipped with body jets. Three additional bedrooms, each with a private ensuite bathroom, are located on the second level along with a generous secondary living area and laundry room with cabinetry and a sink. On the ground level, you'll find a conditioned entry foyer, ample storage, covered parking, and an outdoor shower. Outside, manicured landscaping, irrigation, a large driveway with plenty of guest parking, a private dock, and a 10,000-pound boat lift complete the property. Additional features include a tankless water heater, hurricane shutters, and BRAND NEW HVAC systems upgraded with coastal coating for enhanced durability in the coastal environment. Loved by both full-time residents and vacation homeowners, the Canal Streets are known for their friendly atmosphere and the relaxed coastal lifestyle that defines Topsail Island living. Neighbors and families enjoy walking, biking, and golf carting throughout the Canal Streets, while the beach, shops, restaurants, and ice cream are just a short golf cart ride away. Opportunities like this on 9th Street are rare. Come experience the best of waterfront living on Topsail Island.

9091 W 9th St, Surf City

$1,200,000

4 Beds ⋅ 5 Baths

Welcome to 126 Channel Bend, an exceptional 4 bedroom, 4.5 bath 2nd Row home surrounded by trees and tucked within one of Surf City's most sought-after waterfront communities. You are just a couple of minutes from your private community beach access and private community boat access. Thoughtfully designed with both comfort and entertaining in mind, this beautiful coastal residence offers the perfect combination of modern finishes, spacious living areas, large lot with private fenced yard, and the relaxed coastal lifestyle that makes Topsail Island so desirable. Step inside to discover an inviting open floor plan filled with natural light and enhanced by tasteful coastal touches throughout. The spacious living room flows effortlessly into the well-appointed kitchen and dining area, creating the ideal setting for gatherings with family and friends. The kitchen offers abundant cabinetry, generous counter space, and a functional layout perfect for everyday living or hosting guests after a day on the water. Comfortable bedrooms with en suite baths provide private retreats, while multiple outdoor living spaces invite you to enjoy morning coffee, evening sunsets, and refreshing ocean breezes. Whether you're relaxing after a day at the beach or entertaining guests, this home is designed to maximize indoor and outdoor beach living. Located just minutes from Surf City Pier, local restaurants, shopping, and entertainment, 126 Channel Bend provides convenient access to boating, fishing, and all the recreational opportunities Topsail Island has to offer. Whether you're searching for a full-time residence, vacation getaway, or investment opportunity, this remarkable property delivers the best of the Surf City lifestyle. Experience coastal living at its finest and discover why 126 Channel Bend is the perfect place to call home.

126 Channel Bnd, Surf City

$2,275,000

4 Beds ⋅ 4 Baths

One-of-a-kind residence situated directly on the Intracoastal Waterway, offering panoramic water views and an unmatched coastal lifestyle. Nestled beside the former site of the iconic Surf City Swing Bridge, a cherished landmark in Surf City history, this exceptional 4-bedroom, 3.5-bath home offers approximately 2,700 square feet of beautifully renovated living space thoughtfully designed to maximize both comfort and scenery. Perfectly positioned along Channel Marker 1, this property captures the heart of Surf City. Whether you're an avid boater, entertainer, or simply enjoy life on the water, this home delivers. Outside, you'll find a private boat dock featuring a 10,500-pound boat lift, an expansive entertaining dock, fire pit area, hot tub, in-ground swimming pool, covered cabana, composite decking, and solar accent lighting. Multiple decks along the side and rear of the home provide exceptional spaces to relax, entertain, and enjoy spectacular sunrises, unforgettable sunsets, passing boats, and views of the Surf City high-rise bridge. Inside, nearly every room showcases stunning water views and custom finishes throughout. Thoughtfully remodeled, the home features shiplap walls and ceilings, a gas stone fireplace, quartz countertops, ceramic wood-look tile flooring, marble finishes, and a spacious kitchen designed for gathering and entertaining. The kitchen is appointed with custom cabinetry, a gas cooktop, and a full suite of brand-new KitchenAid appliances, including a refrigerator, oven, microwave, and dishwasher. The primary suite serves as a private retreat, offering expansive Intracoastal Waterway views, a custom ceiling detail, and a French door leading to a private deck. The luxurious en suite bath includes marble flooring, a tiled shower, jetted tub, and a large walk-in closet. Imagine beginning your day with a sunrise over the water and ending it beneath the coastal sky from the comfort of your hot tub. Additional bedrooms offer their own unique perspectives, including beautiful sunset views and bridge vistas. One guest bedroom features elevator access and a French door opening to a deck, while the upstairs guest suite includes a private en suite bath with a jetted steam shower. The dining room, with deck access and sweeping water views, is highlighted by a custom mural honoring the iconic Surf City Swing Bridge, a meaningful tribute to the area's rich history and coastal charm. An elevator provides convenient access between levels, while the enclosed 2-car garage offers ample space for vehicles, golf carts, beach gear, and additional storage. The professionally landscaped grounds reflect the exceptional care and attention this property has received. Every detail has been thoughtfully maintained, creating a home that is as functional as it is beautiful. Rarely does a property offer this combination of luxury finishes, direct Intracoastal Waterway access, exceptional outdoor living spaces, and panoramic water views. More than a home, this is a one-of-a-kind opportunity to own one of Surf City's most remarkable waterfront properties.

702 Roland Ave, Surf City

$1,750,000

4 Beds ⋅ 4 Baths

Seller is offering a $25,000 ''use as you choose'' credit with an acceptable offer! Perfect for upgrades, improvements or closing costs! Deeded beach and intracoastal access! A rare find! Welcome to this one-of-a-kind oceanfront, single owner home in Surf City! This home has been thoughtfully and intentionally designed in every detail by it's owner-a renowned architect-with no detail missed in this extraordinary home. The sought after Channelbend neighborhood provides both deeded beach access and intracoastal access with a private boat ramp and boat dock, giving the best of both worlds in beach living. Upon crossing the threshold, you're greeted with a private courtyard: expertly landscaped with a pergola and a great place to enjoy a cup of coffee or a private moment. The property features direct beach access from the front and rear of the property, with a new walkway and access installed in 2026. An engineered retaining wall has been built underneath the home to keep everything in it's place and provide extra space on the exterior of the home. The home's deck was intentionally designed to be lower than the main living level of the home to ensure that there are unobstructed views of the ocean from inside the home. Inside the home you're greeted with breathtaking features and views. The home is filled with plenty of natural light and the light of the afternoon and setting sun is caught through the upper windows on the northwest side of the home. Climb up the ships ladder and you'll find a bonus space that is perfect for an additional guest space or play room, with access to the catwalk that spans the living area. There are three bedrooms and an office space on the main living level, along with an additional bedroom on the ground floor. The master suite features a room that would be perfect for an office or study, and an ensuite bathroom with a walk-in tile shower and jacuzzi tub. On the ground floor, you'll find the perfect entertaining area after a long day on the beach. There is an extraordinary bar that is constructed from 200 year old doors from Kuwait and an impressive and unique chandelier from Kuwait as well, a nod to the owner's travels and experiences over the years. There are two additional finished rooms on the ground floor, an additional bedroom with a full bathroom and walk-in closet and the attached two car garage. There is room for at least five additional vehicles at the front of the home in the graveled parking area, giving plenty of space for guests. The exterior of the home is a combination of fiber cement and grade 1 cedar siding, creative and stylish, yet low maintenance and durable exterior. The home has had numerous items updated in the last couple of years to include 3 HVACS, 2 water heaters, refrigerator and electric range. This home is truly ready to move in and be worry free. The Channelbend neighborhood is environmentally friendly and was thoughtfully designed to protect the natural elements of the island. The neighborhood has the only maritime forest on the island, with the natural trees and shrubs protected during the development to preserve the peaceful canopy of the neighborhood, and to protect the views of the oceanfront lots. The sound front side of the community has been deeded to the homeowner's association as a common area to protect the natural views and coast line of the sound side of the neighborhood. The homeowner's association also has deeded oceanfront access and a private boat ramp and day dock. With 22 homes the neighborhood has been built out and will not have further development within it. This home is truly unique, schedule a showing today to experience it for yourself.

2604 S Shore Dr, Surf City

$1,499,000

4 Beds ⋅ 4 Baths

Oceanfront home in the heart of Surf City! This 4-bedroom, 2-bath home features an open living, kitchen, and dining area, with one bedroom on the main level and three upstairs. Well maintained with HVAC replaced in 2023. Situated on a deep lot with a well-established dune structure and direct beach access. Ground-level storage room provides space for beach gear, bikes, and more. Conveniently located near the Surf City Pier, restaurants, shopping, and the central business district. Ideal for a primary residence, second home, or investment opportunity.

608 S Shore Dr, Surf City

$1,499,999

4 Beds ⋅ 3 Baths

NEW BUILDER INCENTIVE - $25,000 USE AS YOU CHOOSE FOR THE BUYER! Wow, this Ocean Side Beauty has incredible ocean views! Mere steps away from your own deeded beach access. This gorgeous New Construction home is located in the highly desirable Dune Ridge Community, Ocean Side, in heart of Surf City. Featuring 4 bedrooms and 3 full bathrooms and an Elevator! It boasts luxury upgrades throughout with vaulted ceilings and modern open layout with quartz countertops and a huge island for entertaining, sleek stainless steel appliances, stylish modern light fixtures giving this home the touch of elegance for true luxury living with some of the most gorgeous ocean views you will find!! This home also has 2 huge rocking chair decks, with one partially covered by roofing, for your comfort, a back deck off the kitchen and luxury kitchen features include a wine cooler and large pantry. With a spacious fenced in back yard for privacy! Ready to make this one your perfect get away to own as your 2nd home, or investment that is sure to bring great rental income... Or buy and move to Surf City and be a full time resident! Home on a less busy road, safer for walking, strolling, biking all the way to downtown Surf City Town Fun, restaurants, shopping. Come see the views and the beautiful workmanship this home boasts and offers. You will want to make this one your own! New Construction Just Completed and Staged.

739 Dune Ridge Ct, Surf City

$1,399,000

4 Beds ⋅ 5 Baths

This is your opportunity to step into this Surf City gem with added financial flexibility - seller is now offering $25K in closing assistance. Stunning 270-degree water views and unforgettable sunsets define this exceptional coastal home in Surf City. Perfectly positioned to capture sweeping vistas of the sound and the Intracoastal Waterway, this rare property spans 2.18 acres, stretching across the marsh to the water's edge and delivering a sense of space and seclusion that simply cannot be manufactured. Each evening, the rear porches become a front-row seat to one of the most breathtaking sunsets the Carolina coast has to offer. Designed to maximize light and perspective, the home features expansive windows and open living spaces that frame the panoramic backdrop from nearly every angle. With 4 large bedrooms and 5 bathrooms, there is ample room for both relaxation and entertaining. An elevator provides convenient access to all levels, while multiple porches extend the living space outdoors -- perfect for soaking in the views, catching the coastal breeze, or settling into the hot tub as the sky fades to gold. Just steps from beach access, this location delivers the best of both worlds: effortless ocean access paired with the unhurried calm of soundside living. Whether you're watching boats drift lazily along the Intracoastal or gathering guests around a backdrop that never loses its magic, life here simply feels different. With a strong rental income history, this property stands out as a compelling opportunity -- whether as a primary residence, a second home, or a high-performing investment asset. A rare convergence of acreage, panoramic water views, and an unbeatable location, this is among the most distinctive offerings on Topsail Island. All furnishings transfer with the sale, excluding listed exceptions.

331 Oceanaire Ln, Surf City

$1,400,000

4 Beds ⋅ 1 Baths

Rare waterfront opportunity inside the Surf City limits just minutes from the island and beach access. This unique double lot offers approximately 100 feet of water frontage, water views, boat access, and an existing dock. The property consists of two lots being sold together and offers numerous possibilities for future use. Build a large custom waterfront home, explore the option to re-divide the lots back to their original configuration to create two 50x100 waterfront lots, or consider other development opportunities such as a duplex (buyers should verify with the Town of Surf City and CAMA regarding permitted uses). Currently on the property are two habitable structures--a primary home and a mobile home--each with separate water meters, electric meters, and sewer connections. The existing homes can be used immediately while plans for future development are considered. The lots are currently combined due to an addition on the home that encroaches onto the second lot. Removal of the addition may allow the property to be re-divided according to the original plat. With 100 feet of waterfront, water views, boating access, and a location close to Surf City beaches, shops, and restaurants, this property presents a rare chance to create a waterfront retreat, investment property, or future development opportunity.

484 Little Kinston Rd, Surf City

$1,399,000

4 Beds ⋅ 4 Baths

Stunning sound views and spectacular sunsets from this beautiful custom home in the highly sought after community of Sandy Ridge in Surf City. The home's features include an elegant foyer leading up to the open great room with soaring ceilings. The wide open space is illuminated by the crow's nest of windows flooding both floors with natural light, creating a grand 2 story living space. The 2nd story catwalk view of both floors is punctuated with a cozy sitting area. Throughout the elegant and charming interior are walls of windows with custom plantation shutters, timeless oak hardwood floors, and panoramic water views from the two expansive sound side decks. Updates in the past several years include new roof, new interior paint throughout, new hardwood floors, carpet and renovated master bath. The elevator provides easy access to all three levels. The ground floor boasts a double enclosed garage, ideal for storage and parking. The home has never been rented, lovingly maintained and professionally decorated. Beach access is just steps from the door, and Sandy Ridge has no HOA dues. This unique Topsail Island beach home in a conveniently located residential setting with easy beach access can become your dream home, family getaway or investment property.

24 Sandy Ln, Surf City

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