4 Bedroom Homes for Sale in Surf City, NC

Welcome to your dedicated resource for 4 bedroom homes for sale in Surf City, NC. This page is your live portal for listings that match the exact homes for sale you demand, filtering out irrelevant properties to save you time. As a local Surf City, NC agent, Coastal Realty Associates specializes in the unique market dynamics of this area, offering insights into amenities, home values, and investment potential. Start exploring the 4 bedroom properties currently available below, or contact a local agent to discuss the details that matters most to your search.

< Back to all Homes for Sale in Surf City, NC

Be the First to Know About New Surf City Homes

Stay ahead with real-time updates — no searching required.

See Homes Before Everyone Else

Surf City Real Estate Map Search

Search Surf City by Bedrooms

Advanced Search Market Reports Home Value Connect

All 4 Bedroom Homes for Sale in Surf City, NC

$1,249,000

4 Beds ⋅ 4 Baths

Start your day with sunrise views over the Atlantic and end it watching the sunset over the Intracoastal Waterway. 1215 N New River Drive gives you the opportunity to enjoy both sides of island living. Have your morning coffee on the front porch as the sun comes up, take a quick walk over to the beach to spend the day in the sand, and come home to some pretty incredible ICWW sunsets. This home offers 4 bedrooms and 4 full bathrooms with plenty of room for family and guests. The kitchen is one of my favorite features, with beautiful custom cabinetry, high-end appliances, a large island and plenty of space to prepare anything from a quick lunch after the beach to a great dinner at home. Painted tongue-and-groove ceilings add warmth and a refined coastal feel and are just one of the many details that make this home feel special. Throughout the home, you'll find a nice combination of thoughtful necessities and added luxuries that make spending time at the coast comfortable and easy. Whether you're looking for a full-time home, a second home or simply your own place at the beach, 1215 N New River Drive offers a wonderful way to enjoy everything Surf City and Topsail Island have to offer.

1215 N New River Dr, Surf City

$1,499,999

4 Beds ⋅ 3 Baths

$25k BUILDER INCENTIVE - ON THIS NEW CONSTRUCTION OCEANSIDE, 2nd ROW BEAUTY OR RATE BUY DOWN!! with incredible OCEAN VIEWS, and steps from your own deeded beach access. Highly desirable Dune Ridge Community in the heart of Surf City, and located on a quiet dead end street. Features 4 Bedrooms and 3 Full Baths, ELEVATOR! Boasts Luxury finishes throughout, with vaulted ceilings, modern open layout, quartz countertops, huge kitchen island for entertaining, wine cooler, sleek stainless steel appliances, large pantry. This home offers 2 levels of huge rocking chair style decks, with one partially covered by roofing, for your comfort. Also a back deck off the kitchen offers additional space for grilling and a view of your large fenced in backyard, ready to drop in a swimming pool, if you like! This one under construction, call Listing Agent for more details on completion date and choices of any interior fixtures still available. The dead end road winds to connect with the beach road so you can stroll, walk, bike, or drive to downtown Surf City without getting on main road. This street is a Gorgeous location, to take in the OCEAN views, so quiet at end of street, steps to the beach life, make this your very own Coastal Luxury primary, 2nd home or rental investment, STR allowed! No HOA!

735 Dune Ridge Ct, Surf City

$1,150,000

4 Beds ⋅ 3 Baths

Welcome to 922 Broadway Street, a turnkey four-bedroom, three-bath canal-front home in Surf City that captures everything people love about coastal living. Beautifully positioned on the water and just a few blocks from direct beach access, this furnished retreat offers the rare combination of boating, beach access, exceptional outdoor living, and water views from every bedroom. Designed with a reverse floor plan, the top level is bright, open, and airy, with an abundance of windows filling the space with natural light. Vaulted ceilings, shiplap accents, an electric fireplace, and screened sliders create an inviting coastal atmosphere while allowing fresh breezes to flow throughout the living space. The open-concept kitchen and living area is complemented by a wet bar with wine refrigerator, soft-close cabinetry, and dedicated wine storage--ideal for effortless entertaining. A bedroom on this level connects directly to a full bath, while the shaded upper deck overlooks the canal and provides an inviting setting for morning coffee, evening cocktails, and beautiful sunrise and sunset skies. A fresh herb garden on the deck offers a charming finishing touch. Enjoy peaceful views across the water and watch boats pass along the nearby Intracoastal Waterway. The second level features three additional bedrooms, each with direct deck access and water views, along with a new washer and dryer that convey. Outside, the property transforms into an entertainer's paradise. The beautifully landscaped yard features a covered ground-level patio which offers an expansive shaded gathering space complete with an oversized picnic table, hot tub, outdoor games, outdoor shower, and storage space. From there, the property flows seamlessly to the canal, where a covered waterfront gazebo with string lights and hanging hammock swings creates an idyllic setting to relax over the water. A ladder provides easy access to the canal for swimming or floating after a long day at the beach, while the 10,000-pound boat lift makes this an exceptional offering for boating enthusiasts. The canal also invites a quintessential coastal pastime--cast a line or drop a crab pot right from your own backyard and enjoy the simple pleasures of life on the water. Two shaded decks provide additional outdoor living space, and an exterior elevator makes transporting groceries, luggage, and beach gear from the ground level effortless. Offered furnished with household essentials, the home is truly ready to enjoy from day one. Located within walking distance of parks and nearby dining and entertainment, with the beach just a few blocks away, 922 Broadway Street offers an exceptional Surf City lifestyle--spend the morning on the ocean, the afternoon on the boat, and the evening relaxing waterfront beneath the lights of your own private gazebo. Whether enjoyed as a primary residence, an elegant coastal retreat, or a compelling investment opportunity, 922 Broadway Street presents a rare opportunity to experience the very best of waterfront living in Surf City.

922 Broadway St, Surf City

$1,278,000

4 Beds ⋅ 2 Baths

Welcome to Vintage Vacation, an oceanfront coastal retreat where panoramic beach views, floor-to-ceiling windows, and multiple outdoor living spaces create an unforgettable waterfront experience. Perfectly positioned on the shores of Surf City, this 4-bedroom, 2-bath home offers the ideal blend of classic beach charm and breathtaking scenery. From the moment you step inside, you'll be captivated by the abundance of natural light pouring through the floor-to-ceiling windows in both the living room and the primary bedroom, framing spectacular views of the Atlantic Ocean. The open-concept living area is designed for gathering, entertaining, and soaking in the ever-changing coastal backdrop. The spacious kitchen flows seamlessly into the main living space, making it easy to host family and friends after a day on the beach. Comfortable bedrooms provide plenty of room for guests, while the oceanfront primary suite offers a peaceful retreat where you can wake up to stunning sunrises over the water. Outdoor living is where this home truly shines. Relax on the oceanfront deck, rinse off in the outdoor shower after a day in the sand, or head up to the rooftop deck to enjoy panoramic views of the Atlantic Ocean, spectacular sunsets over the island, and star-filled coastal evenings. With the beach just steps away, every day feels like a vacation. In addition to its incredible location and amenities, this property has an established history of strong rental income, making it an attractive opportunity for buyers seeking an income-producing coastal investment. Rental history and income information are available upon request. The home is being offered fully furnished with only a few exclusions, allowing the next owner to begin enjoying or renting the property with ease. Even better, this home benefits from low flood insurance costs for an oceanfront property, offering added value and long-term savings. Conveniently located near Surf City's restaurants, shopping, fishing pier, and local attractions, this property presents an exceptional opportunity as a primary residence, second home, or investment property. If you've been dreaming of owning a true oceanfront escape with unforgettable views from nearly every angle, this is the one.

2002 S Shore Dr, Surf City

$1,499,999

4 Beds ⋅ 3 Baths

$25k BUILDER INCENTIVE - ON THIS NEW CONSTRUCTION OCEANSIDE, 2nd ROW BEAUTY OR RATE BUY DOWN!! with incredible OCEAN VIEWS, and steps from your own deeded beach access. Highly desirable Dune Ridge Community in the heart of Surf City, and located on a quiet dead end street. Features 4 Bedrooms and 3 Full Baths, ELEVATOR! Boasts Luxury finishes throughout, with vaulted ceilings, modern open layout, quartz countertops, huge kitchen island for entertaining, wine cooler, sleek stainless steel appliances, large pantry. This home offers 2 levels of huge rocking chair style decks, with one partially covered by roofing, for your comfort. Also a back deck off the kitchen offers additional space for grilling and a view of your large fenced in backyard, ready to drop in a swimming pool, if you like! This one under construction, call Listing Agent for more details on completion date and choices of any interior fixtures. The dead end road winds to connect with the beach road so you can stroll, walk, bike, or drive to downtown Surf City without getting on main road. This street is a Gorgeous location, to take in the OCEAN views, so quiet at end of street, steps to the beach life, make this your very own Coastal Luxury primary, 2nd home or rental investment, STR allowed! No HOA!

737 Dune Ridge Ct, Surf City

$1,375,000

4 Beds ⋅ 4 Baths

Enjoy stunning Atlantic Ocean and Intracoastal Waterway views from this brand-new 4-bedroom, 3.5 bath luxury home, complete with balconies on every level and a 4th-floor cupola with a 360° viewing deck of the entire Island! Beach access is directly across the street, and the ground-level entertainment area with outdoor shower makes coastal living easy. Inside, the home features two primary bedroom suites, a whole-home SONOS system, surround sound in the great room, and smart-home security with Ring cameras and full monitoring. Located just 2.5 miles from Surf City, you're close to dining, shopping, the pier, parks, and boat launches. Situated in the sought-after Accolade community, residents enjoy the island's largest resort-style pool, an open-air clubhouse, and scenic walking trails under mature live oaks. This home offers luxury, convenience, and the best of Topsail Island living.

55 Accolade Dr, Surf City

$1,200,000

4 Beds ⋅ 5 Baths

Welcome to 126 Channel Bend, an exceptional 4 bedroom, 4.5 bath 2nd Row home surrounded by trees and tucked within one of Surf City's most sought-after waterfront communities. You are just a couple of minutes from your private community beach access and private community boat access. Thoughtfully designed with both comfort and entertaining in mind, this beautiful coastal residence offers the perfect combination of modern finishes, spacious living areas, large lot with private fenced yard, and the relaxed coastal lifestyle that makes Topsail Island so desirable. Step inside to discover an inviting open floor plan filled with natural light and enhanced by tasteful coastal touches throughout. The spacious living room flows effortlessly into the well-appointed kitchen and dining area, creating the ideal setting for gatherings with family and friends. The kitchen offers abundant cabinetry, generous counter space, and a functional layout perfect for everyday living or hosting guests after a day on the water. Comfortable bedrooms with en suite baths provide private retreats, while multiple outdoor living spaces invite you to enjoy morning coffee, evening sunsets, and refreshing ocean breezes. Whether you're relaxing after a day at the beach or entertaining guests, this home is designed to maximize indoor and outdoor beach living. Located just minutes from Surf City Pier, local restaurants, shopping, and entertainment, 126 Channel Bend provides convenient access to boating, fishing, and all the recreational opportunities Topsail Island has to offer. Whether you're searching for a full-time residence, vacation getaway, or investment opportunity, this remarkable property delivers the best of the Surf City lifestyle. Experience coastal living at its finest and discover why 126 Channel Bend is the perfect place to call home.

126 Channel Bnd, Surf City

$2,275,000

4 Beds ⋅ 4 Baths

One-of-a-kind residence situated directly on the Intracoastal Waterway, offering panoramic water views and an unmatched coastal lifestyle. Nestled beside the former site of the iconic Surf City Swing Bridge, a cherished landmark in Surf City history, this exceptional 4-bedroom, 3.5-bath home offers approximately 2,700 square feet of beautifully renovated living space thoughtfully designed to maximize both comfort and scenery. Perfectly positioned along Channel Marker 1, this property captures the heart of Surf City. Whether you're an avid boater, entertainer, or simply enjoy life on the water, this home delivers. Outside, you'll find a private boat dock featuring a 10,500-pound boat lift, an expansive entertaining dock, fire pit area, hot tub, in-ground swimming pool, covered cabana, composite decking, and solar accent lighting. Multiple decks along the side and rear of the home provide exceptional spaces to relax, entertain, and enjoy spectacular sunrises, unforgettable sunsets, passing boats, and views of the Surf City high-rise bridge. Inside, nearly every room showcases stunning water views and custom finishes throughout. Thoughtfully remodeled, the home features shiplap walls and ceilings, a gas stone fireplace, quartz countertops, ceramic wood-look tile flooring, marble finishes, and a spacious kitchen designed for gathering and entertaining. The kitchen is appointed with custom cabinetry, a gas cooktop, and a full suite of brand-new KitchenAid appliances, including a refrigerator, oven, microwave, and dishwasher. The primary suite serves as a private retreat, offering expansive Intracoastal Waterway views, a custom ceiling detail, and a French door leading to a private deck. The luxurious en suite bath includes marble flooring, a tiled shower, jetted tub, and a large walk-in closet. Imagine beginning your day with a sunrise over the water and ending it beneath the coastal sky from the comfort of your hot tub. Additional bedrooms offer their own unique perspectives, including beautiful sunset views and bridge vistas. One guest bedroom features elevator access and a French door opening to a deck, while the upstairs guest suite includes a private en suite bath with a jetted steam shower. The dining room, with deck access and sweeping water views, is highlighted by a custom mural honoring the iconic Surf City Swing Bridge, a meaningful tribute to the area's rich history and coastal charm. An elevator provides convenient access between levels, while the enclosed 2-car garage offers ample space for vehicles, golf carts, beach gear, and additional storage. The professionally landscaped grounds reflect the exceptional care and attention this property has received. Every detail has been thoughtfully maintained, creating a home that is as functional as it is beautiful. Rarely does a property offer this combination of luxury finishes, direct Intracoastal Waterway access, exceptional outdoor living spaces, and panoramic water views. More than a home, this is a one-of-a-kind opportunity to own one of Surf City's most remarkable waterfront properties.

702 Roland Ave, Surf City

$1,499,000

4 Beds ⋅ 4 Baths

Oceanfront home in the heart of Surf City! This 4-bedroom, 2-bath home features an open living, kitchen, and dining area, with one bedroom on the main level and three upstairs. Well maintained with HVAC replaced in 2023. Situated on a deep lot with a well-established dune structure and direct beach access. Ground-level storage room provides space for beach gear, bikes, and more. Conveniently located near the Surf City Pier, restaurants, shopping, and the central business district. Ideal for a primary residence, second home, or investment opportunity.

608 S Shore Dr, Surf City

$1,675,000

4 Beds ⋅ 3 Baths

Live like you're on vacation every day! This location simply cannot be overstated. Leave your car parked and walk, bike, or take your golf cart to Surf City's beautiful beaches, the Surf City Bridge, waterfront parks, coffee shops, restaurants, boutiques, seafood markets, grocery stores, and the town's year-round festivals and community events. Skip the weekend beach traffic and enjoy the convenience of having everything just minutes away. You can launch from your dock and explore the waterways or paddle across to Topsail Island for waterfront dining and entertainment. Positioned along the Intracoastal Waterway with panoramic water views, this custom-built home offers the rare combination with deeded boat slip, private saline pool, elevator, and strong vacation rental potential, all just minutes from the beach, dining, and shopping. Designed for gathering and effortless coastal living, the reverse floorplan captures stunning sunrise-to-sunset water views from the main living spaces and expansive covered porches. Whether you're hosting friends after a day on the water, enjoying evenings poolside, or welcoming vacation guests, the layout was built to maximize both comfort and experience. With 4 bedrooms and 3 full baths, including a newly completed second-floor full bath, the home comfortably accommodates full-time living, second-home use, or multi-generational vacation stays. The open-concept main level features vaulted ceilings, a spacious great room, and a chef's kitchen centered around entertaining, complete with quartz countertops, premium ZLINE appliances, and oversized gathering spaces that flow seamlessly outdoors. The deeded boat slip offer direct access to the Intracoastal Waterway for boating, fishing, paddleboarding, or sunset cruises, while the custom saline pool creates a true resort-style atmosphere at home. An elevator services all levels, adding convenience for owners and guests alike. Built by Channel Marker Builders, the Driftwood Cottage floorplan blends elevated coastal design with durable low-maintenance construction, making it as practical as it is beautiful. Whether you're searching for a luxury waterfront retreat, an investment opportunity, or a home designed around the coastal lifestyle, 113 Diamond Point delivers the experience buyers come to Surf City looking for. head, handheld, and dual body sprays. Additional features include a three stop elevator, 15 SEER Trane zoned HVAC system with Honeywell thermostats, mini split in the ground level storage area, Navien tankless water heater with recirculating pump, surround sound prewire, security system wiring, and 200 amp electrical service. With waterfront access, a boat slip, private pool, elevator, reverse floorplan, and luxury new construction in Surf City, 113 Diamond Point presents a rare opportunity for coastal living at its finest.

113 Diamond Pt Ct, Surf City

$1,400,000

4 Beds ⋅ 4 Baths

6-bedroom, 6-bathroom new construction home located in sunny Surf City! Homes comes with an in-ground pool, 2 car garage, and custom features throughout.

1202 N Topsail Dr, Surf City

$1,065,000

4 Beds ⋅ 4 Baths

This sound-side waterfront townhome presents an exceptional opportunity to own a well-positioned coastal property with expansive water views and private dock access. This 4-bedroom, 4-bathroom home offers 2,656 square feet of open living space, thoughtfully designed to capture natural light and maximize stunning views from nearly every room and multiple outdoor decks. The private dock with spacious sun deck provides an ideal setting for enjoying sunsets, relaxing by the water, or entertaining. Interior features include 9-foot ceilings, wood flooring, a gas fireplace, and custom built-in cabinetry. The kitchen is equipped with granite countertops, bar seating, stainless steel appliances, pantry, and opens seamlessly into the main living and dining areas. The 2nd level primary suite features extensive water views, private balcony access, a walk-in closet, and recently updated bathroom with a soaking tub, tiled shower, and dual vanity. The 2 additional upstairs bedrooms offers access to their own en-suite bathroom, and the first-floor bedroom/office provides added flexibility. Additional features include custom electric hurricane shutters, an outdoor shower, and access to a waterfront community pool and clubhouse with incredible water views. Located in a cul-de-sac setting and convenient to public beach access, dining, and shopping. No short-term rentals permitted.

208 N Boca Bay Ln Unit A, Surf City

Start Your Search

Copyright 2026 NCRMLS. All rights reserved. North Carolina Regional Multiple Listing Service, (NCRMLS), provides content displayed here (“provided content”) on an “as is” basis and makes no representations or warranties regarding the provided content, including, but not limited to those of non-infringement, timeliness, accuracy, or completeness. Individuals and companies using information presented are responsible for verification and validation of information they utilize and present to their customers and clients. NCRMLS will not be liable for any damage or loss resulting from use of the provided content or the products available through Portals, IDX, VOW, and/or Syndication. Recipients of this information shall not resell, redistribute, reproduce, modify, or otherwise copy any portion thereof without the expressed written consent of NCRMLS.