Waterfront Homes for Sale in Surf City, NC

Quaint traditional oceanfront that has been enjoyed over the years as a family retreat, the floorplan reflects 3 bedrooms and 2 baths, living room, and kitchen all on one floor with breathtaking unobstructed views over the ocean north and south from the oceanside deck. Recent improvements include new roof in 2018, new siding 2022, new windows 2022, deck 2018, and HVAC replaced 2025. Ground level can be reached from inside stairs, that can be used for storage, has the washer and dryer location, and also a stand up shower for quick rinse from sand from the beach. From our family to yours, we appreciate your visit to 2704 to see if it would meet your families needs as it has ours for many years, and is turn key as furnishings and appliances convey.

2704 S Shore Dr, Surf City

$1,399,000

4 Beds ⋅ 5 Baths

This is your opportunity to step into this Surf City gem with added financial flexibility - seller is now offering $25K in closing assistance. Stunning 270-degree water views and unforgettable sunsets define this exceptional coastal home in Surf City. Perfectly positioned to capture sweeping vistas of the sound and the Intracoastal Waterway, this rare property spans 2.18 acres, stretching across the marsh to the water's edge and delivering a sense of space and seclusion that simply cannot be manufactured. Each evening, the rear porches become a front-row seat to one of the most breathtaking sunsets the Carolina coast has to offer. Designed to maximize light and perspective, the home features expansive windows and open living spaces that frame the panoramic backdrop from nearly every angle. With 4 large bedrooms and 5 bathrooms, there is ample room for both relaxation and entertaining. An elevator provides convenient access to all levels, while multiple porches extend the living space outdoors -- perfect for soaking in the views, catching the coastal breeze, or settling into the hot tub as the sky fades to gold. Just steps from beach access, this location delivers the best of both worlds: effortless ocean access paired with the unhurried calm of soundside living. Whether you're watching boats drift lazily along the Intracoastal or gathering guests around a backdrop that never loses its magic, life here simply feels different. With a strong rental income history, this property stands out as a compelling opportunity -- whether as a primary residence, a second home, or a high-performing investment asset. A rare convergence of acreage, panoramic water views, and an unbeatable location, this is among the most distinctive offerings on Topsail Island. All furnishings transfer with the sale, excluding listed exceptions.

331 Oceanaire Ln, Surf City

$1,299,000

6 Beds ⋅ 5 Baths

Exceptional value! **Now priced $100,000 below its 2025 appraised value.** Optional Outdoor Living Package Available Enhance this home with an 8' × 10' plunge pool, travertine patio/hardscape, and outdoor TV mounting location for an additional $71,000 with an acceptable offer. To secure this option, the buyer and builder will execute a separate pool construction contract and pool deposit at closing. The pool, hardscape, and TV mount will be installed by the builder after closing. Images are artist renderings for illustrative purposes only and are not to scale. Final design, dimensions, materials, finishes, and features may vary. Contact listing agent for complete details. Panoramic water views, unbeatable walkability, and one of the best locations in Surf City! Situated on property with desirable **Mixed Use zoning**, this home offers long-term investment potential in the heart of Surf City's thriving downtown district. Mixed Use zoning encourages the continued growth and vitality of the area while helping support long-term property value in one of the island's most sought-after locations. Experience the best of island living in this stunning 6-bedroom, 4.5-bath home offering 2,262 square feet of beautifully designed coastal living just steps from the beach, Surf City Pier, downtown shops, restaurants, parks, and the public boat ramp. Perfectly positioned to capture breathtaking views from the Atlantic Ocean to the Intracoastal Waterway, the home also overlooks downtown Surf City and the iconic high-rise bridge, providing spectacular scenery from sunrise to sunset. Completed in early 2025 and meticulously maintained by the original builder, this home showcases exceptional craftsmanship along with premium coastal construction features designed for long-term durability. Built with a ZIP System® weather-resistant sheathing, a HydroStop® rooftop deck system, corrosion-resistant stainless steel fasteners, and an upgraded stainless Viewrail® cable railing system, this home was thoughtfully constructed to withstand the coastal environment while minimizing future maintenance. The light-filled floor plan features expansive windows and water views from every room, including all six bedrooms. Watch boats cruise the Intracoastal Waterway, enjoy abundant coastal wildlife, and take in the ever-changing scenery from nearly every space. The open-concept living area centers around a beautifully appointed kitchen featuring stainless steel appliances, a custom tile backsplash, built-in coffee bar with beverage refrigerator, and a spacious walk-in pantry, making it ideal for entertaining or everyday living. Outdoor living is equally impressive with multiple covered decks and an expansive rooftop deck offering panoramic views of the ocean, sound, bridge, and downtown. The rooftop is entertainment-ready with a raised TV box, creating the perfect setting for relaxing, hosting family and friends, or enjoying Surf City's spectacular Fourth of July fireworks. Ample storage is available both on the ground level and rooftop for beach gear and outdoor equipment. Additional features include a private elevator serving all three floors. Most furnishings are negotiable with an acceptable offer, creating an outstanding turnkey opportunity. Having been rented on a limited basis this summer at the builder's discretion for rates up to **$750 per night**, the home has already demonstrated strong vacation rental income potential while remaining immediately available for a primary residence, second home, or investment property with no future bookings to honor. With a price now **$100,000 below its 2025 appraised value**, up to **$20,000 toward a rate buydown or closing costs** with an acceptable offer, premium coastal construction, exceptional views, and one of Surf City's most walkable locations, this is a rare opportunity to own an outstanding coastal property at an exceptional value. Realtor is a member of the selling L

321 N New River Dr, Surf City

$2,495,000

5 Beds ⋅ 5 Baths

An intriguing approach down a tree lined drive escorts you to a tranquil .79-acre estate overlooking 100 ft of waterfront, floating & stationary docks with a boat lift & a jet ski lift, & captivating views of Banks Channel. This stunning Sound Front home is tucked into the meticulously landscaped, quiet maritime forest & located in Surf City on a protected canal with vast, unobstructed views of the marsh, sound & waterway! Your private oasis features 2 deeded beach accesses that lead to the incomparable shoreline of Surf City. This sophisticated home was custom designed from a Caribbean Floor Plan to be in harmony with the site & the timeless oaks that blanket the property. Elegance & decadent craftsmanship start with 2 by 6 structural framing, & travel with you throughout this 4200+ sq ft estate with 5 bedrooms, 4 & 1/2 bathrooms. Abundant outdoor living space with 2500 sq ft of balcony, wrap-around decking, patio space, fully enclosed outdoor shower & gardening counter, leading to a private boardwalk over the saltwater pond to the upland area cabana overlooking the secured, bulkheaded canal frontage. Cabana hosts a 10,000 lb boat lift & a 2500 lb jet ski lift, with seating under the trees & stars, making this a boater's dream. Upon entering the home, the foyer has an Ernest Hemingway inspired flair with porcelain tile floors & rich hued hardwood stairs, & an in-law suite that has a 2nd kitchen with cooktop, full refrigerator, sink, 2 bedrooms (1 with views of the water) a full bathroom, & a door that shuts the entire floor off to the foyer for added privacy. Also, downstairs is an office that is fully wired & has built-in bookshelves. The second story has an oversized guest suite with tall ceilings, & a full bathroom. This level also features the kitchen, dining, living room & powder room. The kitchen has plenty of counter space & a full suite of high-end appliances that are a chef's dream; thick granite countertops, breakfast bar, an island with an additional sink, & a gas cooktop with a vented hood are some of the features that make this kitchen unique. Dining room is just off the kitchen, with an open floor plan & the space is completely encircled with windows for an abundance of beautiful natural lighting. The living room has more built-in shelving with gas logs, a dry bar with wine cooler/shelving/granite countertop, 2 double glass doors for easy access to the wrap-around deck when entertaining & sweeping views of the ICWW. The third story has an additional bedroom with a full bathroom, a private office located in the room, and a walk-in closet. The door to the balcony & the large laundry room with shelving, television, & utility sink are what separates the guest room & master suite. The master suite has an expansive bathroom with a walk-in shower, whirlpool soaking tub, separate his & hers sinks/mirrors/vanities, and a built-in makeup station for you to get ready while overlooking the water. Master bedroom has separate, his & hers, walk-in closets, & glass doors that lead out to a private balcony that perches you at the top of the island. Enjoy the most beautiful sunsets of your life from this 685 sq ft master suite, which is a retreat of its own with intricate trim work & striking details. The driveway is lined with pervious concrete with a 2-car garage and space to park 10 vehicles. Yard has been lovingly maintained by an avid gardener, boasting beautiful mature live-oak trees, ficus, oleanders, pine, lemon, olive, cedar trees & cork-screw willows cascade your walk to the front door. Hydrangeas, azaleas & other native flora placed around the estate aid in making this incomparable property the crown Jewel of Surf City. Sandy Ridge is a lovely neighborhood just a couple miles south of the Surf City bridge. Tucked just off the main road, this charming subdivision has 2 private crosswalks to access the beach & no hoa. Located in an AE flood zone & the coveted Topsail School District- come see all this home has to offer.

10 W Ridge, Surf City

$1,400,000

Rare waterfront opportunity inside the Surf City limits just minutes from the island and beach access. This unique double lot offers approximately 100 feet of water frontage, water views, boat access, and an existing dock. The property consists of two lots being sold together and offers numerous possibilities for future use. Build a large custom waterfront home, explore the option to re-divide the lots back to their original configuration to create two 50x100 waterfront lots, or consider other development opportunities such as a duplex (buyers should verify with the Town of Surf City and CAMA regarding permitted uses). Currently on the property are two habitable structures--a primary home and a mobile home--each with separate water meters, electric meters, and sewer connections. The existing homes can be used immediately while plans for future development are considered. The lots are currently combined due to an addition on the home that encroaches onto the second lot. Removal of the addition may allow the property to be re-divided according to the original plat. With 100 feet of waterfront, water views, boating access, and a location close to Surf City beaches, shops, and restaurants, this property presents a rare chance to create a waterfront retreat, investment property, or future development opportunity.

484 Little Kinston Rd, Surf City

$1,400,000

4 Beds ⋅ 1 Baths

Rare waterfront opportunity inside the Surf City limits just minutes from the island and beach access. This unique double lot offers approximately 100 feet of water frontage, water views, boat access, and an existing dock. The property consists of two lots being sold together and offers numerous possibilities for future use. Build a large custom waterfront home, explore the option to re-divide the lots back to their original configuration to create two 50x100 waterfront lots, or consider other development opportunities such as a duplex (buyers should verify with the Town of Surf City and CAMA regarding permitted uses). Currently on the property are two habitable structures--a primary home and a mobile home--each with separate water meters, electric meters, and sewer connections. The existing homes can be used immediately while plans for future development are considered. The lots are currently combined due to an addition on the home that encroaches onto the second lot. Removal of the addition may allow the property to be re-divided according to the original plat. With 100 feet of waterfront, water views, boating access, and a location close to Surf City beaches, shops, and restaurants, this property presents a rare chance to create a waterfront retreat, investment property, or future development opportunity.

484 Little Kinston Rd, Surf City

$2,825,000

5 Beds ⋅ 6 Baths

Welcome to your coastal dream home retreat - a custom-built masterpiece by Frank Williams Building Company, offering refined design, premium materials, and a lifestyle that embraces both comfort and nature. Located on a prime corner lot with over 0.3 acres. With select furnishings available for negotiation, this 5-bedroom, 6-bath home boasts unobstructed ocean access and sweeping views of the Atlantic. The stunning chef's kitchen, with a beautiful cypress ceiling, is adorned with elegant quartzite countertops Thermador appliances, and a private butlers pantry. In this reverse floorplan home, every detail has been considered; Trustile interior doors throughout and bathrooms that feature unique recycled glass, quartz, and granite surfaces, and instant hot water at every faucet. This home merges energy efficiency with luxury with closed cell foam insulation and insulated garages including one with climate control; ideal for a gym, studio, or a workshop. Step outside and the coastal dream continues with expansive Ipe wood decking on the top floor with breathtaking water views, a fenced in backyard, and a full sprinkler system. This home isn't just a residence - it's a coastal sanctuary built with craftsmanship and care. Whether you're entertaining on the deck, rinsing off under the stars in the outdoor shower, or simply watching the tide roll in, this property captures the essence of coastal living at its finest. .04-acre oceanfront lot conveys enhancing the residence with private coastal frontage.

1423 N Shore Dr, Surf City

$1,199,990

4 Beds ⋅ 3 Baths

Projected to generate around $80,000 in annual rental income, this oceanfront home offers a strong opportunity for both investors and buyers looking for a coastal getaway with income potential. Located in one of Surf City's most desirable areas, this 4-bedroom, 3-bath property captures sweeping views of the Atlantic and offers a spacious setting to enjoy life by the water. The interior features a coastal-inspired style with soft blue accents, neutral tones, and crown molding throughout. Numerous upgrades add to the home's appeal. Outside, large oceanfront decks provide plenty of room to enjoy, complete with a swing bed to sit back and enjoy the view. Additional outdoor features include an outdoor shower and driveway parking for up to five vehicles, with three covered spaces and two uncovered. The main entry opens to a wide L-shaped hallway that leads to three bedrooms, a full hall bath, and a conveniently located laundry area. The spacious primary bedroom on this level overlooks the ocean. Upstairs, the third floor features vaulted ceilings and a wall of windows facing the water, bringing in natural light and showcasing the ocean views. This level includes the living area, dining space with built-in banquette seating, and a kitchen equipped with stainless steel appliances. A fourth bedroom and full bathroom are also located on the street side of this level, and the decks connect for easy access around the home. The home's position among neighboring properties offers a natural buffer from coastal weather while still maintaining wide views of the beach and ocean. Situated at the end of a cul-de-sac, the location provides added privacy and open space. The property has no HOA, features an established dune line, and is located in the award-winning Topsail School District. Two new HVAC units were installed in May 2025. Whether you're searching for a profitable rental or a place to enjoy life by the ocean, your place at the beach is waiting.

1004 N Shore Dr, Surf City

$1,699,000

4 Beds ⋅ 3 Baths

Live like you're on vacation every day! This location simply cannot be overstated. Leave your car parked and walk, bike, or take your golf cart to Surf City's beautiful beaches, the Surf City Bridge, waterfront parks, coffee shops, restaurants, boutiques, seafood markets, grocery stores, and the town's year-round festivals and community events. Skip the weekend beach traffic and enjoy the convenience of having everything just minutes away. You can launch from your dock and explore the waterways or paddle across to Topsail Island for waterfront dining and entertainment. Positioned along the Intracoastal Waterway with panoramic water views, this custom-built home offers the rare combination with deeded boat slip, private saline pool, elevator, and strong vacation rental potential, all just minutes from the beach, dining, and shopping. Designed for gathering and effortless coastal living, the reverse floorplan captures stunning sunrise-to-sunset water views from the main living spaces and expansive covered porches. Whether you're hosting friends after a day on the water, enjoying evenings poolside, or welcoming vacation guests, the layout was built to maximize both comfort and experience. With 4 bedrooms and 3 full baths, including a newly completed second-floor full bath, the home comfortably accommodates full-time living, second-home use, or multi-generational vacation stays. The open-concept main level features vaulted ceilings, a spacious great room, and a chef's kitchen centered around entertaining, complete with quartz countertops, premium ZLINE appliances, and oversized gathering spaces that flow seamlessly outdoors. The deeded boat slip offer direct access to the Intracoastal Waterway for boating, fishing, paddleboarding, or sunset cruises, while the custom saline pool creates a true resort-style atmosphere at home. An elevator services all levels, adding convenience for owners and guests alike. Built by Channel Marker Builders, the Driftwood Cottage floorplan blends elevated coastal design with durable low-maintenance construction, making it as practical as it is beautiful. Whether you're searching for a luxury waterfront retreat, an investment opportunity, or a home designed around the coastal lifestyle, 113 Diamond Point delivers the experience buyers come to Surf City looking for. head, handheld, and dual body sprays. Additional features include a three stop elevator, 15 SEER Trane zoned HVAC system with Honeywell thermostats, mini split in the ground level storage area, Navien tankless water heater with recirculating pump, surround sound prewire, security system wiring, and 200 amp electrical service. With waterfront access, a boat slip, private pool, elevator, reverse floorplan, and luxury new construction in Surf City, 113 Diamond Point presents a rare opportunity for coastal living at its finest.

113 Diamond Pt Ct, Surf City

$2,474,000

6 Beds ⋅ 7 Baths

Welcome to your dream coastal retreat in the heart of Surf City! Built by the premier luxury developer in the area, this stunning 3,959 square foot residence offers stylish and eloquent living with breathtaking panoramic views of the Intracoastal Waterway, the iconic high-rise bridge, and the Atlantic Ocean. With 6 spacious bedrooms, 5 full bathrooms, and 2 half-bathrooms, there is room for everyone to relax in style and comfort. No detail has been overlooked in this custom-built home, which boasts top of the line finishes including quartz counters, Cali Luxury Vinlyl flooring, and tiled backsplashes in the kitchn and bar areas. In addition, the home features large oversized windows, wainscoting and upgraded tray ceiling and toe kick lighting in the main living spaces. Take in the sunsets relaxing in the jacuzzi tub located the first floor sound facing deck or relax on the rooftop deck featuring panoramic sunset and sounds views. Take advantage of the large rec room featuring wet bar with flip up window, perfect for entertainment. In addition to its stunning design and unbeatable views, this home offers exceptional investment potential. Located in the middle of town, shops, restaurants and the beach access are a short walk, bike ride or golf cart ride away. The spacious garage could potentially fit 4+ cars plus a golf cart, With additional parking in the driveway, it easily accommodates large families or groups, perfect for short term rentals. The properties size, layout, and premium finishes and entertainment spaces make this a premier destination for renters seeking a high end beach experience. Whether you are looking for a primary residence, a second home or rental investment, this property has it all. For boaters out there, dry slips can be purchased at the Topsail Island Yacht Club just a short bike or golf cart ride away.

825 S Topsail Dr, Surf City

$1,065,000

4 Beds ⋅ 4 Baths

This sound-side waterfront townhome presents an exceptional opportunity to own a well-positioned coastal property with expansive water views and private dock access. This 4-bedroom, 4-bathroom home offers 2,656 square feet of open living space, thoughtfully designed to capture natural light and maximize stunning views from nearly every room and multiple outdoor decks. The private dock with spacious sun deck provides an ideal setting for enjoying sunsets, relaxing by the water, or entertaining. Interior features include 9-foot ceilings, wood flooring, a gas fireplace, and custom built-in cabinetry. The kitchen is equipped with granite countertops, bar seating, stainless steel appliances, pantry, and opens seamlessly into the main living and dining areas. The 2nd level primary suite features extensive water views, private balcony access, a walk-in closet, and recently updated bathroom with a soaking tub, tiled shower, and dual vanity. The 2 additional upstairs bedrooms offers access to their own en-suite bathroom, and the first-floor bedroom/office provides added flexibility. Additional features include custom electric hurricane shutters, an outdoor shower, and access to a waterfront community pool and clubhouse with incredible water views. Located in a cul-de-sac setting and convenient to public beach access, dining, and shopping. No short-term rentals permitted.

208 N Boca Bay Ln Unit A, Surf City

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